Car lease

Corporate car leasing for a new electric car

Corporate car leasing – affordable, easy, and fast

Leasing interest rate on new cars – from 2.29%+ 6 month Euribor.
Interest on leasing a new electric car from 1.49% + 6 month Euribor.
Car lease calculator helps to find a suitable monthly payment.
Option to include casco insurance in the monthly leasing payment.
We offer leasing up to $field1* euros for a car purchase for your company $clientName.

*The limit was calculated based on your company’s latest annual report as available to us and on its current assets and liabilities with Swedbank. The offer is indicative only.

Car lease calculator

Car price

EUR

Period

Down payment

EUR

The minimum amount in leasing is 5,600 EUR.

Invalid amount!

Down payment entered incorrectly!

	Financial lease	Operational lease (rent)
Monthly payment
Monthly payment	274 EUR	237 EUR
Residual value*
Residual value*	No remaining value	6000EUR
CASCO Insurance* The insurance agreement covers all types of risks (unexpected, unforeseen events leading to damage or destruction of the insured property, for example, fire-related accidents, traffic accidents, vandalism, natural disasters, thefts and similar).
CASCO Insurance* The insurance agreement covers all types of risks (unexpected, unforeseen events leading to damage or destruction of the insured property, for example, fire-related accidents, traffic accidents, vandalism, natural disasters, thefts and similar).	CASCO Insurance	CASCO Insurance

	Get an offer Show chart	Get an offer Show chart

	Financial lease
Monthly payment
Monthly payment	0 EUR
Residual value*
Residual value*	No remaining value
CASCO Insurance* The insurance agreement covers all types of risks (unexpected, unforeseen events leading to damage or destruction of the insured property, for example, fire-related accidents, traffic accidents, vandalism, natural disasters, thefts and similar).
CASCO Insurance* The insurance agreement covers all types of risks (unexpected, unforeseen events leading to damage or destruction of the insured property, for example, fire-related accidents, traffic accidents, vandalism, natural disasters, thefts and similar).	CASCO Insurance

	Get an offer Show chart

* Type of insurance – Standard CASCO insurance, deductible for all events 190 €, theft 15%, but not less than 190 €, broken glass – 0 €.

The offer is indicative only. The calculations may differ depending on the vehicle selected and the customer’s insurance history.

Payment	Residual value*	Principal payment	Interest payment	Document processing fee	VAT	Casco	Total
Payment 0	Residual value* 16393.44	Principal payment 1639.34	Interest payment	Document processing fee 200.00	VAT 3606.56	Casco 0.00	Total 5445.90
Payment 1	Residual value* 14754.10	Principal payment 220.49	Interest payment 53.66	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 2	Residual value* 14533.60	Principal payment 221.30	Interest payment 52.85	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 3	Residual value* 14312.31	Principal payment 222.10	Interest payment 52.05	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 4	Residual value* 14090.21	Principal payment 222.91	Interest payment 51.24	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 5	Residual value* 13867.30	Principal payment 223.72	Interest payment 50.43	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 6	Residual value* 13643.58	Principal payment 224.53	Interest payment 49.62	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 7	Residual value* 13419.05	Principal payment 225.35	Interest payment 48.80	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 8	Residual value* 13193.70	Principal payment 226.17	Interest payment 47.98	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 9	Residual value* 12967.53	Principal payment 226.99	Interest payment 47.16	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 10	Residual value* 12740.54	Principal payment 227.82	Interest payment 46.33	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 11	Residual value* 12512.73	Principal payment 228.64	Interest payment 45.50	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 12	Residual value* 12284.08	Principal payment 229.48	Interest payment 44.67	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 13	Residual value* 12054.60	Principal payment 230.31	Interest payment 43.84	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 14	Residual value* 11824.29	Principal payment 231.15	Interest payment 43.00	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 15	Residual value* 11593.14	Principal payment 231.99	Interest payment 42.16	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 16	Residual value* 11361.16	Principal payment 232.83	Interest payment 41.32	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 17	Residual value* 11128.32	Principal payment 233.68	Interest payment 40.47	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 18	Residual value* 10894.64	Principal payment 234.53	Interest payment 39.62	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 19	Residual value* 10660.11	Principal payment 235.38	Interest payment 38.77	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 20	Residual value* 10424.73	Principal payment 236.24	Interest payment 37.91	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 21	Residual value* 10188.49	Principal payment 237.10	Interest payment 37.05	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 22	Residual value* 9951.40	Principal payment 237.96	Interest payment 36.19	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 23	Residual value* 9713.44	Principal payment 238.82	Interest payment 35.32	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 24	Residual value* 9474.61	Principal payment 239.69	Interest payment 34.46	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 25	Residual value* 9234.92	Principal payment 240.57	Interest payment 33.58	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 26	Residual value* 8994.35	Principal payment 241.44	Interest payment 32.71	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 27	Residual value* 8752.91	Principal payment 242.32	Interest payment 31.83	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 28	Residual value* 8510.60	Principal payment 243.20	Interest payment 30.95	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 29	Residual value* 8267.40	Principal payment 244.08	Interest payment 30.07	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 30	Residual value* 8023.31	Principal payment 244.97	Interest payment 29.18	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 31	Residual value* 7778.34	Principal payment 245.86	Interest payment 28.29	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 32	Residual value* 7532.48	Principal payment 246.76	Interest payment 27.39	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 33	Residual value* 7285.72	Principal payment 247.65	Interest payment 26.50	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 34	Residual value* 7038.07	Principal payment 248.55	Interest payment 25.60	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 35	Residual value* 6789.51	Principal payment 249.46	Interest payment 24.69	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 36	Residual value* 6540.06	Principal payment 250.37	Interest payment 23.78	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 37	Residual value* 6289.69	Principal payment 251.28	Interest payment 22.87	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 38	Residual value* 6038.41	Principal payment 252.19	Interest payment 21.96	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 39	Residual value* 5786.22	Principal payment 253.11	Interest payment 21.04	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 40	Residual value* 5533.12	Principal payment 254.03	Interest payment 20.12	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 41	Residual value* 5279.09	Principal payment 254.95	Interest payment 19.20	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 42	Residual value* 5024.14	Principal payment 255.88	Interest payment 18.27	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 43	Residual value* 4768.26	Principal payment 256.81	Interest payment 17.34	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 44	Residual value* 4511.45	Principal payment 257.74	Interest payment 16.41	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 45	Residual value* 4253.71	Principal payment 258.68	Interest payment 15.47	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 46	Residual value* 3995.03	Principal payment 259.62	Interest payment 14.53	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 47	Residual value* 3735.41	Principal payment 260.57	Interest payment 13.58	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 48	Residual value* 3474.84	Principal payment 261.51	Interest payment 12.64	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 49	Residual value* 3213.33	Principal payment 262.46	Interest payment 11.69	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 50	Residual value* 2950.87	Principal payment 263.42	Interest payment 10.73	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 51	Residual value* 2687.45	Principal payment 264.38	Interest payment 9.77	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 52	Residual value* 2423.07	Principal payment 265.34	Interest payment 8.81	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 53	Residual value* 2157.73	Principal payment 266.30	Interest payment 7.85	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 54	Residual value* 1891.43	Principal payment 267.27	Interest payment 6.88	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 55	Residual value* 1624.16	Principal payment 268.24	Interest payment 5.91	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 56	Residual value* 1355.92	Principal payment 269.22	Interest payment 4.93	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 57	Residual value* 1086.70	Principal payment 270.20	Interest payment 3.95	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 58	Residual value* 816.50	Principal payment 271.18	Interest payment 2.97	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 59	Residual value* 545.32	Principal payment 272.17	Interest payment 1.98	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment 60	Residual value* 273.16	Principal payment 273.16	Interest payment 0.99	Document processing fee	VAT	Casco 30.00	Total 274.15
Payment	Residual value* 0.00	Principal payment 16393.44	Interest payment 1694.87	Document processing fee 200.00	VAT 3606.56	Casco 1800.00	Total 21894.87

Payment	Residual value*	Principal payment	Interest payment	Document processing fee	VAT	Casco	Total
Payment 0	Residual value* 16393.44	Principal payment 1639.34	Interest payment	Document processing fee 200.00	VAT 3606.56	Casco 0.00	Total 5445.90

Payment	Residual value*	Principal payment	Interest payment	Document processing fee	VAT	Casco	Total
Payment 0	Residual value* 16393.44	Principal payment 1639.34	Interest payment	Document processing fee 200.00	VAT 360.66	Casco 0.00	Total 2200.00
Payment 1	Residual value* 14754.10	Principal payment 149.73	Interest payment 53.66	Document processing fee	VAT 32.94	Casco 30.00	Total 236.33
Payment 2	Residual value* 14604.37	Principal payment 150.18	Interest payment 53.11	Document processing fee	VAT 33.04	Casco 30.00	Total 236.33
Payment 3	Residual value* 14454.19	Principal payment 150.64	Interest payment 52.57	Document processing fee	VAT 33.14	Casco 30.00	Total 236.34
Payment 4	Residual value* 14303.55	Principal payment 151.09	Interest payment 52.02	Document processing fee	VAT 33.24	Casco 30.00	Total 236.35
Payment 5	Residual value* 14152.45	Principal payment 151.55	Interest payment 51.47	Document processing fee	VAT 33.34	Casco 30.00	Total 236.36
Payment 6	Residual value* 14000.90	Principal payment 152.01	Interest payment 50.92	Document processing fee	VAT 33.44	Casco 30.00	Total 236.37
Payment 7	Residual value* 13848.89	Principal payment 152.47	Interest payment 50.36	Document processing fee	VAT 33.54	Casco 30.00	Total 236.38
Payment 8	Residual value* 13696.42	Principal payment 152.93	Interest payment 49.81	Document processing fee	VAT 33.65	Casco 30.00	Total 236.39
Payment 9	Residual value* 13543.48	Principal payment 153.40	Interest payment 49.25	Document processing fee	VAT 33.75	Casco 30.00	Total 236.40
Payment 10	Residual value* 13390.09	Principal payment 153.86	Interest payment 48.70	Document processing fee	VAT 33.85	Casco 30.00	Total 236.41
Payment 11	Residual value* 13236.22	Principal payment 154.33	Interest payment 48.14	Document processing fee	VAT 33.95	Casco 30.00	Total 236.42
Payment 12	Residual value* 13081.89	Principal payment 154.80	Interest payment 47.57	Document processing fee	VAT 34.06	Casco 30.00	Total 236.43
Payment 13	Residual value* 12927.10	Principal payment 155.27	Interest payment 47.01	Document processing fee	VAT 34.16	Casco 30.00	Total 236.44
Payment 14	Residual value* 12771.83	Principal payment 155.74	Interest payment 46.45	Document processing fee	VAT 34.26	Casco 30.00	Total 236.45
Payment 15	Residual value* 12616.09	Principal payment 156.21	Interest payment 45.88	Document processing fee	VAT 34.37	Casco 30.00	Total 236.45
Payment 16	Residual value* 12459.89	Principal payment 156.68	Interest payment 45.31	Document processing fee	VAT 34.47	Casco 30.00	Total 236.46
Payment 17	Residual value* 12303.20	Principal payment 157.16	Interest payment 44.74	Document processing fee	VAT 34.57	Casco 30.00	Total 236.47
Payment 18	Residual value* 12146.05	Principal payment 157.63	Interest payment 44.17	Document processing fee	VAT 34.68	Casco 30.00	Total 236.48
Payment 19	Residual value* 11988.41	Principal payment 158.11	Interest payment 43.60	Document processing fee	VAT 34.78	Casco 30.00	Total 236.49
Payment 20	Residual value* 11830.30	Principal payment 158.59	Interest payment 43.02	Document processing fee	VAT 34.89	Casco 30.00	Total 236.50
Payment 21	Residual value* 11671.71	Principal payment 159.07	Interest payment 42.45	Document processing fee	VAT 35.00	Casco 30.00	Total 236.51
Payment 22	Residual value* 11512.64	Principal payment 159.55	Interest payment 41.87	Document processing fee	VAT 35.10	Casco 30.00	Total 236.52
Payment 23	Residual value* 11353.09	Principal payment 160.04	Interest payment 41.29	Document processing fee	VAT 35.21	Casco 30.00	Total 236.53
Payment 24	Residual value* 11193.05	Principal payment 160.52	Interest payment 40.71	Document processing fee	VAT 35.31	Casco 30.00	Total 236.54
Payment 25	Residual value* 11032.53	Principal payment 161.01	Interest payment 40.12	Document processing fee	VAT 35.42	Casco 30.00	Total 236.55
Payment 26	Residual value* 10871.53	Principal payment 161.50	Interest payment 39.54	Document processing fee	VAT 35.53	Casco 30.00	Total 236.56
Payment 27	Residual value* 10710.03	Principal payment 161.98	Interest payment 38.95	Document processing fee	VAT 35.64	Casco 30.00	Total 236.57
Payment 28	Residual value* 10548.05	Principal payment 162.48	Interest payment 38.36	Document processing fee	VAT 35.74	Casco 30.00	Total 236.58
Payment 29	Residual value* 10385.57	Principal payment 162.97	Interest payment 37.77	Document processing fee	VAT 35.85	Casco 30.00	Total 236.59
Payment 30	Residual value* 10222.60	Principal payment 163.46	Interest payment 37.18	Document processing fee	VAT 35.96	Casco 30.00	Total 236.60
Payment 31	Residual value* 10059.14	Principal payment 163.96	Interest payment 36.58	Document processing fee	VAT 36.07	Casco 30.00	Total 236.61
Payment 32	Residual value* 9895.18	Principal payment 164.45	Interest payment 35.99	Document processing fee	VAT 36.18	Casco 30.00	Total 236.62
Payment 33	Residual value* 9730.73	Principal payment 164.95	Interest payment 35.39	Document processing fee	VAT 36.29	Casco 30.00	Total 236.63
Payment 34	Residual value* 9565.78	Principal payment 165.45	Interest payment 34.79	Document processing fee	VAT 36.40	Casco 30.00	Total 236.64
Payment 35	Residual value* 9400.32	Principal payment 165.95	Interest payment 34.19	Document processing fee	VAT 36.51	Casco 30.00	Total 236.65
Payment 36	Residual value* 9234.37	Principal payment 166.46	Interest payment 33.58	Document processing fee	VAT 36.62	Casco 30.00	Total 236.66
Payment 37	Residual value* 9067.91	Principal payment 166.96	Interest payment 32.98	Document processing fee	VAT 36.73	Casco 30.00	Total 236.67
Payment 38	Residual value* 8900.95	Principal payment 167.47	Interest payment 32.37	Document processing fee	VAT 36.84	Casco 30.00	Total 236.68
Payment 39	Residual value* 8733.48	Principal payment 167.97	Interest payment 31.76	Document processing fee	VAT 36.95	Casco 30.00	Total 236.69
Payment 40	Residual value* 8565.51	Principal payment 168.48	Interest payment 31.15	Document processing fee	VAT 37.07	Casco 30.00	Total 236.70
Payment 41	Residual value* 8397.02	Principal payment 168.99	Interest payment 30.54	Document processing fee	VAT 37.18	Casco 30.00	Total 236.71
Payment 42	Residual value* 8228.03	Principal payment 169.51	Interest payment 29.92	Document processing fee	VAT 37.29	Casco 30.00	Total 236.72
Payment 43	Residual value* 8058.52	Principal payment 170.02	Interest payment 29.31	Document processing fee	VAT 37.40	Casco 30.00	Total 236.73
Payment 44	Residual value* 7888.50	Principal payment 170.54	Interest payment 28.69	Document processing fee	VAT 37.52	Casco 30.00	Total 236.74
Payment 45	Residual value* 7717.97	Principal payment 171.05	Interest payment 28.07	Document processing fee	VAT 37.63	Casco 30.00	Total 236.75
Payment 46	Residual value* 7546.91	Principal payment 171.57	Interest payment 27.45	Document processing fee	VAT 37.75	Casco 30.00	Total 236.76
Payment 47	Residual value* 7375.34	Principal payment 172.09	Interest payment 26.82	Document processing fee	VAT 37.86	Casco 30.00	Total 236.77
Payment 48	Residual value* 7203.25	Principal payment 172.61	Interest payment 26.20	Document processing fee	VAT 37.97	Casco 30.00	Total 236.78
Payment 49	Residual value* 7030.64	Principal payment 173.14	Interest payment 25.57	Document processing fee	VAT 38.09	Casco 30.00	Total 236.79
Payment 50	Residual value* 6857.51	Principal payment 173.66	Interest payment 24.94	Document processing fee	VAT 38.21	Casco 30.00	Total 236.80
Payment 51	Residual value* 6683.84	Principal payment 174.19	Interest payment 24.31	Document processing fee	VAT 38.32	Casco 30.00	Total 236.81
Payment 52	Residual value* 6509.66	Principal payment 174.71	Interest payment 23.67	Document processing fee	VAT 38.44	Casco 30.00	Total 236.82
Payment 53	Residual value* 6334.94	Principal payment 175.24	Interest payment 23.04	Document processing fee	VAT 38.55	Casco 30.00	Total 236.84
Payment 54	Residual value* 6159.70	Principal payment 175.77	Interest payment 22.40	Document processing fee	VAT 38.67	Casco 30.00	Total 236.85
Payment 55	Residual value* 5983.93	Principal payment 176.31	Interest payment 21.76	Document processing fee	VAT 38.79	Casco 30.00	Total 236.86
Payment 56	Residual value* 5807.62	Principal payment 176.84	Interest payment 21.12	Document processing fee	VAT 38.91	Casco 30.00	Total 236.87
Payment 57	Residual value* 5630.78	Principal payment 177.38	Interest payment 20.48	Document processing fee	VAT 39.02	Casco 30.00	Total 236.88
Payment 58	Residual value* 5453.40	Principal payment 177.92	Interest payment 19.83	Document processing fee	VAT 39.14	Casco 30.00	Total 236.89
Payment 59	Residual value* 5275.48	Principal payment 178.45	Interest payment 19.19	Document processing fee	VAT 39.26	Casco 30.00	Total 236.90
Payment 60	Residual value* 5097.03	Principal payment 179.00	Interest payment 18.54	Document processing fee	VAT 39.38	Casco 30.00	Total 236.91
Payment	Residual value* 4918.03	Principal payment 11475.41	Interest payment 2196.56	Document processing fee 200.00	VAT 2524.59	Casco 1800.00	Total 16396.56

Finance lease

Become the owner of the car at the end of the lease period
Gradually pay out car purchase value and interest within the lease period

Operating lease

Possibility to return a car to the buyback provider or buy it out for residual value at the end of lease period

Hire-purchase

The seller of the asset is a private person or a company not liable to VAT.
Goods are not subject to VAT.
No VAT is added to the monthly payments.

Motor vehicle tax

Starting January 1, 2025, a motor vehicle tax entered into force, consisting of a vehicle registration fee and an annual fee.

The registration fee applies to passenger cars (M1 category) and trucks with a gross weight of up to 3,500 kilograms (N1 category). The registration fee must be paid to the Transport Administration before the first registration in Estonia. This fee also applies to vehicles already listed in Estonian motor register upon the first change of ownership if no registration fee has been paid for that vehicle before.

The registration fee is not payable if, at the end of a leasing agreement, the lessee (i.e. the responsible user) becomes the new registered owner of the vehicle. If a third party buys out the leased vehicle, then the registration fee must be paid. Another exception is when ownership changes due to inheritance; in this case, no registration fee is required.

Additionally, the owner of a motor vehicle is required to pay the annual fee to the Tax and Customs Board. For leased vehicles, the lessee as the responsible user must pay the annual fee.

Useful Information

Fill in an application via Internet Bank or apply for consultation.
We will contact you.
If the seller is not a cooperation partner of Swedbank, order the valuation report of the car.
The lease agreement may be signed digitally via Internet Bank.
Manual on the digital signing of leasing documents
The seller initiates the registration of the vehicle at the name of Swedbank AS at the Traffic Register Bureau of the Transport Administration.
Transport Administration e-service guide for vehicle vendor
The car must have valid CASCO insurance and Traffic insurance. If your CASCO insurance provider is not Swedbank P&C Insurance AS, send the policy by e-mail to liisinguadmin@swedbank.ee or upload to the Internet bank on the E-documents page by clicking here.

View the financing eligibility of your business

The financing eligibility of your business is based on its latest annual report. Responsible corporate behaviour creates easier and more favourable access to funding.

{ "yAxis": { "min": 0, "max": 100 } }

What´s next?

Log in to the Internet Bank.
View your financing eligibility level.
Identify your strengths and weaknesses.
If you do not see the financing eligibility level of your business or if you have any questions, please book an appointment for a personal consultation.

How we evaluate your company’s credit score?

Financials

Your company’s loan eligibility is based on your latest financial statement, so be sure to do your accounting properly and keep the financial statements up to date.

Financial Statement

Equity

Profitability

EBITDA

EUR.

A company’s ability to generate profit is an important factor in financial eligibility evaluations.

Leverage

Turnover

Credit history

Your company’s credit history is one of the most important factors in determining your loan eligibility. Normally, this means reviewing the payment history of your company, other companies related to it and key people involved. You can find more information about the personal data processing here.

Internal overdue

External overdue

Relationship with bank

Please let us know if you have recently changed the name of your company, its ownership or area of business. Make sure to complete and update your anti-money laundering (AML) questionnaire, as this is an essential part of loan applications.

Customer data questionnaire

Activeness

Blocked accounts

Company’s experience

General conditions

Leasing available for passenger and light commercial vehicles (up to 3.5 tonnes).
Financed amount from EUR 7 000.
Interest rate from 2.29% + 6 month Euribor.
Down payment from 10%.
At the end of lease period vehicle have to be not older than 15 years.
Repayment period up to 6 years.

Special conditions for environmentally friendly cars!

Get special conditions when purchasing an electric, low-consumption or hybrid car.

Annual interest rate from 1.49% + 6 month Euribor when buying a car with a CO2 emission level not exceeding 50 g/km*.
Annual interest rate from 1.89% + 6 month Euribor when buying a new car with a CO2 emission level of 51–130 g/km* .
Special conditions include Swedbank casco insurance with an 10% discount for the first year.

*According to the light vehicles test procedure (WLTP) data.

Car lease fees

Vehicle and equipment leasing

Vehicles and equipment together with mentioned property.

NB! Legal person price list also applies for the self-employed.

Effective as of 01.11.2024

Agreement fee	1% of the price of the property, no less than 200 €
Amendment of the lease agreement
changing the payment date (first change is free of charge)	30 €
changing the agreement period, type, collateral (e.g. surety, guarantee); making an additional payment and or additional financing, restoring an agreement, grace period (incl. with prolonging the lease agreement accordingly); other changes.	160 €
Early termination of the lease agreement (gaining ownership of the property)
fixed interest rate agreement	the interest sum of up to 6 months following termination
floating interest rate agreement	the interest sum of up to 3 months following termination
withdrawal from contract at the initiative of the lessee	the agreement fee
purchasing of the vehicle by a third party in case of operating and capital lease agreements The price is inclusive of VAT. In case of operating lease fee is applicable for early termination and contract expiration.	150 € (in addition to termination fees)
Penalty	0.15% a day
Other services The price is inclusive of VAT.
an unattested power of attorney of giving property to sublessee	50 €
an unattested power of attorney (e.g. exchange of the license plate, amendment of the user data, ordering of keys etc.)	10 €
formalization of Estonian Transport Administration e-service transaction	5 €
notarized power of attorney of the vehicle (e.g. using the vehicle)	no less than 75 €
preparation of certificate	10 €
sending a notice on breach, forwarding a fine	10 €
re-formalization of an invoice (incl. cancelling)	50 €
confirmation of a balance issued by the lessee	free of charge
balance confirmations issued by the leaser	10 €
balance comparison notices issued by the leaser	20 €
contractual penalty for delays in the timely return of the vehicle	50 € a day
document processing fee (e.g. archived documents)	30 €
property valuation service (incl. passenger cars, motorcycles, ATVs)	95 €
provision of valuation services on site	agreed fee
truck, trailer, heavy machinery (incl. excavators, caravan cars, tractors, loaders, hoists, combine harvesters, couplings, forestry machinery), watercraft and equipment valuation service	agreed fee

Terms and Conditions of Lease Contract

You can:

extend the term;
apply for a grace period;
make early partial repayments.

To change the contract please submit an application

Authorisation for Use of The Vehicle

Using the vehicle in Estonia and elsewhere in the EU no authorisation is required.
Using the vehicle in another foreign country fill in the Application for Authorisation.
NB! Before travelling abroad with your leased vehicle, make sure that CASCO insurance is valid in the countries you will be driving in.
Changes in The Vehicle Registry Data
If you would like to change the registry details of the vehicle, you will need an unattested letter of authorisation issued by Swedbank Liising AS in order to take registry steps in the Transport Administration. Application for authorisation to take registry steps in the Transport Administration.

If you would like to change the registry details of the vehicle, you will need an unattested letter of authorisation issued by the lessor in order to take registry steps in the Transport Administration. Application for authorisation to take registry steps in the Transport Administration.

Early Termination of Contract

Fill in an application for the termination of the contract if you want to pay off the remaining balance in full or sell the vehicle before due date.
In the case that the vehicle is purchased by a third person, we require a confirmation from the buyer via a bank notice or e-mail at liising@swedbank.ee. Final invoice preparation could take up to 2 weeks. Swedbank Liising AS has the right to refuse to prepare the final invoice to the third party indicated in the invoice. In case the lease object is being purchased by a third person, then service fee will apply according to the pricelist.
In the case that the vehicle is purchased by a third person, we require a confirmation from the buyer via a bank notice or e-mail at liising@swedbank.ee. Final invoice preparation could take up to 2 weeks. Lessor has the right to refuse to prepare the final invoice to the third party indicated in the invoice. In case the lease object is being purchased by a third person, then service fee will apply according to the pricelist. Registration fee may apply when changing vehicle ownership at the Transport Administration.
You will receive an invoice, and following the final payment you can register the vehicle at the Estonian Transport Administration in your or the buyer’s name.

Contract Expiration

Termination of Operating Lease with Residual Value

Extending the contract. Fill in an application, we will find an appropriate solution for financing the residual value and prepare a new payment schedule.
Paying off the residual value. Fill in an application for termination of the contract. You will receive an invoice, and following the final payment you can re-register the vehicle at the Estonian Transport Administration.
Returning the vehicle. The leased car must be presented to the car dealership for vehicle inspection no later than 1 month before the expiry of the contract. The vehicle must meet the requirements of normal wear at the time of return. Fill in the act of property inspection and return.
Returning the vehicle. The leased car must be presented to the car dealership for vehicle inspection no later than 1 month before the expiry of the contract. The vehicle must meet the requirements of normal wear at the time of return.

Transfer of The Lease Contract to A Third Party

If you want to sell the vehicle passing the leasing contract to the buyer, the buyer must fill in the lease application.
Following a positive decision, fill in an application for termination of the contract indicating the details of the buyer.
We shall enter into a leasing agreement with the buyer, after which the car shall be re-registered at the Transport Administration.
Note! The previous owner must contact the insurance company and re-register the Traffic Insurance before the re-registration.

Operations at The Transport Administration

Casco and Traffic Insurance

If your leasing contract ends, take a look at your insurance contract, too, as it may also end.
If you register the car in your name, let us know, so we can register the Casco Insurance contract in your name too.
All contracts are accessible to you in the Business Internet Bank, where you can view and change the conditions. For more information please call +372 888 1513 or send an e-mail to varakindlustus@swedbank.ee.

More friendly for the environment and business

Did you know that transport is responsible for 30% of total CO₂ emissions? But the car industry also brings lots of new possibilities. Eco-friendly cars are not only better for the environment, they also tend to have lower ownership costs. Even if the initial cost of the car is higher, the investment pays off during use. A win-win for both the environment and your business!

Experience and know-how

When is an electric car better value?
Electric cars and hybrid cars have become traffic participants that we encounter on an everyday basis. Explore the comparison as this may be a good choice for you too.
Find out more
Green cars – a new trend
More than 1,000 eco-friendly cars have been purchased in the Baltics with the help of financing by Swedbank.
Find out more

Fuel economy and environmental label

When buying a new car, pay attention to the fuel economy and environmental labels, designated by the abbreviation WLTP. They indicate how much CO₂ emissions your car produces. Lower CO₂ – better for the environment and beneficial for business.

Zero & low emission
vehicles (electric, plug-in vehicles)

Low & average emission
vehicles (mostly hybrid vehicles)

Average & high emission
vehicles (diesel, petrol vehicles)

CO₂ calculator

Calculate how much carbon footprint does your transport choice create monthly?

Vehicle

Fuel

Kilometres driven per day

60 km

0 km

300 km

Average fuel consumption per 100 km

Liters of fuel spent per month
12
Kilograms of CO₂ per month
276
Trees needed to absorb your impact
151

Calculator's methodology based on ClimateCare.

Leasing offers

Special offer for used Toyota cars!

Interest of 1.5% + 6 months’ Euribor!

Special offer for BYD electric and plug-in cars!

Interest of 0.99% + 6 months’ Euribor!

Special offer for Lexus cars!

Fixed interest rate of 1,5%, and no added Euribor!

Special offer on Suzuki Vitara, Swift, and S-CROSS models!

Fixed interest rate of 1.99%, and no added Euribor!

Special offer on Toyota hybrid, plug-in hybrid, and electric vehicles!

Fixed interest rate of 1.5%, and no added Euribor!

Casco insurance

Free car assistance and guaranteed original spare parts for repairing cars not older than five years.

Traffic insurance

All contracts of financial services in one place. You don’t need to worry about payments, they will be paid automatically from your bank account.

Cooperation partners of equipment leasing

*Accepted appraiser

Company	Website
A.Tammel AS	www.atammel.ee
A.K.K. AS	www.akk.ee
Agomer Rehvid OÜ	www.agomer.ee
Agriland OÜ*	www.agriland.ee
Agrovaru AS	www.agrovaru.ee
Alvoro OÜ*	www.traktor.ee
Antrena OÜ*	www.antrena.com
Autohaagis Balti OÜ	www.autohaagis.ee
Avesco AS	www.avesco-cat.ee
Avestark OÜ	www.avestark.ee
Baltem AS	www.baltem.ee
Balti Bussi Grupp AS*	www.bbg.ee
Balti Tehnika OÜ	www.baltiteh.ee
Baltic Lift Rent OÜ*	www.laadur.ee
Bobcat Balti OÜ	www.bobcat.ee
Daelift OÜ*	www.daelift.ee
Dotnuva Baltic AS	www.dotnuvabaltic.ee
Eesti Agritehnika OÜ	www.agritehnika.ee
EM-Serv AS*	www.emserv.ee
Engeros Otepää OÜ*	www.engerosotepaa.ee
Farm Est OÜ	www.farmest.weebly.com
Flint Kaubandus OÜ*	www.flint.ee
Forklift OÜ*	www.forklift.ee
Intrac Eesti AS	www.intrac.ee
IV Pluss AS*	www.ivpluss.ee
IV TarCo AS*	www.ivtarco.com
Kaivi Trans OÜ	www.kaivitrans.ee
KB Auto Eesti OÜ	www.kbauto.ee
Keil M.A. OÜ*	www.truck.man.eu
Konekesko Eesti AS*	www.konekesko.com
Krone ScanBalt OÜ*	www.trucks.ee
Laadur OÜ*	www.laadur.ee
Läänemaa Veoautokeskus OÜ*	www.lvak.ee
Laomaailm AS*	www.laomaailm.ee
Leho Kaubandus OÜ*	www.leho.ee
LKW Trucks OÜ*	www.lkw.ee
Masinateenus OÜ*	www.masinateenus.ee
Maskin Grupp OÜ	www.talutehnika.ee
Melker Baltik OÜ	www.melkerbaltik.eu
MFO OÜ	www.mfo.ee
Mobile.ee (Moneklar OÜ)*	www.mobile.carweb.eu
Nordcity Center OÜ*	www.nordcity.ee
Põlde Traktor OÜ	www.javak.ee
Projecta Balti OÜ	www.projecta.ee
Protrailer OÜ*	www.protrailer.ee
P-Trucks OÜ*	www.p-trucks.ee
Renneks Kaubandus OÜ*	www.renneks.ee
Rodnas OÜ*	www.rodnas.ee
Runso Masinakaubandus OÜ	www.runso.ee
Same OÜ*	www.same.ee
Sami Masinakeskus OÜ	www.sami.ee
ScanBalt Trailer OÜ	www.trucks.ee
ScanBalt Trucks OÜ*	www.trucks.ee
Scania Eesti AS*	www.scania.com
Sike Agri OÜ	www.sikeagri.ee
Silberauto Eesti AS*	www.silberauto.ee
Specagra OÜ	www.specagra.ee
Starfeld OÜ	www.starfeld.ee
Stokker AS	www.stokker.ee
Swecon AS	www.volvoce.com
Tallchart OÜ*	www.tallchart.ee
Tatoli AS	www.tatoli.ee
Taure AS	www.taure.ee
Tehase Auto OÜ*	www.tehaseauto.ee
Tõstukikeskus OÜ	www.tostukikeskus.ee
Truck Trading Estonia OÜ*	www.tte.ee
Türi Bel-Est OÜ*	www.belest.ee
Väderstad OÜ	www.vaderstad.com
ValueExpert OÜ*	www.valueexpert.ee
Vilvo Auto OÜ*	www.vilvo.ee
Volvo Estonia OÜ	www.volvotrucks.ee
Warren Balti OÜ	www.warren.ee
Willenbrock Baltic OÜ*	www.willenbrock.ee
Wirtgen Eesti OÜ*	www.wirtgengroup.com

Cooperation partners of full service leasing

02.04.2018

24h technical support 8887799 autopargid@swedbank.ee

Company	Mark	Contacts	Website
HAAPSALU
Tradilo OÜ	Dacia, Kia, Renault	Tallinna mnt. 73, Uuemõisa alevik	www.tradilo.ee
Uuemõisa Autokeskus OÜ	Hyundai Peugeot Isuzu Suzuki	Tallinna mnt 78, Uuemõisa alevik	www.uak.ee
HARJUMAA
AgA-Ülevaatus OÜ	Korraline tehnoülevaatus	Taevavärava tee 9a, Rae vald	www.a-ulevaatus.ee
JÕHVI
Agdeck-Auto AS	Honda Citroen	Pargi 39	www.agdeck-auto.ee
Auto Jõhvi OÜ	Korraline tehnoülevaatus	Pargi 25a	www.autojohvi.ee
Mariine Auto AS	Peugeot Subaru	Jaama 42b	www.mariineauto.ee
Moller Auto Viru AS	Audi Skoda Volkswagen	Narva mnt. 143	www.mollerauto.ee
Silberauto Jõhvi	Chrysler Dodge Jeep Mercedes-Benz Mitsubishi	Jaama 42a	www.silberauto.ee
KOHTLA-JÄRVE
Inchcape Motors Kohtla-Järve esindus	BMW Fiat Kia MINI	Järveküla tee 22	www.bmw.ee
KURESSAARE
Kuressaare Autoteenindus AS	Peugeot Kia	Kalevi põik 2	www.saareauto.ee
Reval Auto Esindused OÜ	Audi	Tallinna tn 61a	www.audi.ee
Silberauto Kuressaare	Chrysler Dodge Jeep Mercedes-Benz Mitsubishi	Tallinna 82b	www.silberauto.ee
Tesman Auto AS	Citroen Hyundai Toyota Isuzu Suzuki. Korraline tehnoülevaatus.	Kihelkonna mnt 8a	www.tesman.ee
Warma Auto OÜ	Skoda Dacia Renault	Pikk 59	www.warmaauto.ee
KÄRDLA
Tähva OÜ	Korraline tehnoülevaatus	Vabaduse 1a
MAARDU
Silberauto Maardu,tarbesõidukid	Mercedes-Benz	Fosforiidi 16	www.silberauto.ee
A-Ülevaatus OÜ	Korraline tehnoülevaatus	Fosforiidi 14	www.a-ulevaatus.ee
NARVA
Agdeck-Auto AS	Honda Citroen	Võidu 19	www.agdeck-auto.ee
Albion Motors OÜ	Hyundai Dacia Isuzu Renault Suzuki	Kerese 40F	www.albionmotors.ee
Mariine Auto AS	Peugeot Subaru	Tiimani 5	www.mariineauto.ee
Narva Auto AS	Korraline tehnoülevaatus	Tiimani 3
PAIDE
Amserv Auto AS	Opel Chevrolet Toyota. Korraline tehnoülevaatus.	Pärnu tn 114	www.amserv.ee
Stik AS	Ford Mazda	Pärnu tn 57a	www.stik.ee
PÕLVA
Haugas OÜ	Korraline tehnoülevaatus.	Lao tn 9
PÄRNU
Amserv Auto AS	Opel Hyundai Chevrolet Toyota. Korraline tehnoülevaatus.	Tallinna mnt 89a	www.amserv.ee
Info Auto AS	Ford Volvo	Tallinna mnt 89a	www.infoauto.ee
Catwees OÜ	Honda	Ehitajate tee 2	www.catwees.ee
Eurostauto OÜ	Mazda Nissan	Roheline 72	www.eurostauto.ee
Inchcape Motors Pärnu esindus	BMW Fiat Kia MINI	Tallinna mnt 82	www.bmw.ee
Mariine Auto AS	Peugeot Subaru	Roheline 66	www.mariineauto.ee
MDM Auto OÜ	Isuzu Seat Suzuki	J.W. Jannseni 36b	www.mdmauto.ee
Moller Auto Pärnu AS	Skoda Volkswagen	Välja 3	www.mollerauto.ee
Pereauto OÜ	Dacia Renault	Tammsaare mnt 82	www.pereauto.ee
Reval Auto Esindused OÜ	Audi	Tallinna mnt 87e	www.audi.ee
Silberauto Pärnu	Chrysler Dodge Jeep Mercedes-Benz Mitsubishi	Riia mnt 231a	www.silberauto.ee
Tehnokuller AS	Korraline tehnoülevaatus	Papiniidu 17	www.tehnokuller.ee
RAKVERE
A-Ülevaatus OÜ	Korraline tehnoülevaatus	Rägavere tee 44	www.a-ulevaatus.ee
HAT-Auto AS	Toyota	Narva mnt. 23D	www.hatauto.ee
Rakvere Autotehnika OÜ	Opel Kia	Rägavere 42a	www.autotehnika.ee
Silberauto Rakvere	Chrysler Dodge Jeep Mercedes-Benz Mitsubishi	Haljala tee 1, Tõrremäe	www.silberauto.ee
Stik AS	Ford Mazda	Vabaduse 12	www.stik.ee
Topauto Rakvere OÜ	Hyundai Isuzu Seat Suzuki	Narva mnt 23d	www.topauto.ee
RÄPINA
A-Ülevaatus OÜ	Korraline tehnoülevaatus	Võõpsu mnt 30	www.a-ulevaatus.ee
SAAREMAA
ML Autoservice OÜ	Honda Ford	Tallinna 88,Kaarma vald	www.mlauto.ee
TALLINN
A-Ülevaatus OÜ	Korraline tehnoülevaatus	Paavli 5a; Peterburi tee 63a	www.a-ulevaatus.ee
Profdiagnostik OÜ	Korraline tehnoülevaatus	Ehitajate tee 116	www.tehnoulevaatus.ee
Profdiagnostik OÜ	Korraline tehnoülevaatus	Helgi tee 4, Peetri	www.tehnoulevaatus.ee
ABC Motors AS	Dacia Renault	Paldiski mnt 251a	www.abcmotors.ee
Amserv Auto AS	Toyota. Korraline tehnoülevaatus.	Pärnu mnt. 232	www.amserv.ee
Amserv Auto AS	Opel Hyundai Saab Chevrolet	Tähesaju tee 14	www.amserv.ee
Amserv Auto AS	Opel Peugeot	Sõpruse pst 151	www.amserv.ee
AS Info-Auto	Ford Volvo	Pärnu mnt 232	www.infoauto.ee
Auto 100 AS	Bentley Lamborghini Porsche	Paldiski mnt 73/ Pirni 1	www.auto100.ee
Auto 100 Tallinn AS	Skoda	Paldiski mnt 73	www.skoda.ee
Autospirit AS	Chevrolet Subaru	Ehitajate tee 122	www.autospirit.ee
Catwees OÜ	Honda	Pärnu mnt 139	www.catwees.ee
City Motors AS	Dacia Renault	Staadioni 1	www.citymotors.ee
City Motors AS	Dacia	Väike-Paala 1	www.citymotors.ee
Elke Auto AS	Toyota	Mustamäe tee 22/ Forelli 2	www.elkeauto.ee
Eurostauto OÜ	Mazda Nissan	Kadaka tee 72a	www.eurostauto.ee
Fakto Auto AS	Nissan	Osmussaare tee 10	www.faktoauto.ee
Inchcape Motors Estonia OÜ	Jaguar Land Rover Mazda Volvo	Läike tee 38, Peetri küla	www.inchcape.ee
Inchcape Motors Tallinna esindus	BMW MINI	Paldiski mnt 108	www.bmw.ee
Mariine Auto AS	Subaru	Veerenni 58	www.mariineauto.ee
Metro Auto OÜ	Nissan, Peugeot	A.H. Tammsaare tee 53	www.metroauto.ee
Moller Auto Tallinn AS	Volkswagen	Mustamäe tee 6	www.mollerauto.ee
Moller Auto Ülemiste	Volkswagen Skoda	Peterburi tee 2D	www.mollerauto.ee
Mustakivi Auto AS	Toyota	Tähesaju tee 33/Mustakivi tee 21	www.mustakiviauto.ee
Progates OÜ	Korraline tehnoülevaatus	Sõle 27	www.a-ulevaatus.ee
Renneks Kaubandus OÜ	Citroen Isuzu	Suur-Sõjamäe 36	www.renneks.ee
Reval Auto Esindused OÜ	Audi	Paldiski mnt 100A	www.audi.ee
Silberauto Järve	Mercedes-Benz	Järvevana tee 11	www.silberauto.ee
Silberauto Tänassilma, kere-ja värvitööd	Chrysler Dodge Jeep Mercedes-Benz	Tänassilma Tehnopark, Piirimäe 14	www.silberauto.ee
Silberauto Ülemiste	Chrysler Dodge Jeep Mitsubishi	Peterburi tee 50a	www.silberauto.ee
Topauto AS	Hyundai Isuzu Seat Suzuki	Haigru 9a	www.topauto.ee
Unelmauto AS	Lexus	Peterburi tee 1	www.unelmauto.ee
United Motors BMW teenindus	BMW Fiat MINI	Reti tee 4, Peetri, Rae vald	www.bmw.ee
Veho Eesti AS	Citroen Honda	Jälgimäe tee 1, Saku vald; Paldiski mnt 100	www.veho.ee
Viking Motors AS	Opel Kia Saab Cadillac Hummer Corvette	Tammsaare tee 51	www.vikingmotors.ee
TARTU
A-Ülevaatus OÜ	Korraline tehnoülevaatus	Jaama 161; Tähe 106c	www.a-ulevaatus.ee
Aasta Auto AS	Audi Skoda	Sepa 24b	www.aastaauto.ee
Aasta Auto Pluss AS	Volkswagen	Aardla 101	www.aastaautopluss.ee
Amserv Auto AS	Toyota Lexus. Korraline tehnoülevaatus	Ringitee 31	www.amserv.ee
Amserv Auto AS	Hyundai Peugeot	Ringitee 32	www.amserv.ee
AS Info-Auto	Ford Volvo	Turu 27	www.infoauto.ee
Autospirit Tartu OÜ	Chevrolet Kia Nissan	Turu 47	www.autospirit.ee
Carring AS	Opel Saab	Ringitee 56	www.carring.ee
Catwees OÜ	Honda	Narva mnt. 3	www.catwees.ee
City Motors AS	Dacia Renault	Jõe 9A	www.citymotors.ee
Eurostauto OÜ	Mazda	Aardla 25a	www.eurostauto.ee
Inchcape Motors Tartu esindus	BMW Fiat MINI	Välja 7, Soinaste küla, Kambja vald	www.bmw.ee
Mariine Auto AS	Subaru	Ringtee 63	www.mariineauto.ee
Silberauto Tartu	Chrysler Dodge Mercedes-Benz Mitsubishi	Ringtee 61	www.silberauto.ee
Topauto Tartu AS	Hyundai Isuzu Seat Suzuki	Ilmatsalu 28	www.topauto.ee
Veho Eesti AS	Citroen Honda	Tähe 110	www.veho.ee
VILJANDI
Amserv Auto AS	Toyota. Korraline tehnoülevaatus	Karula teerist	www.amserv.ee
LX Motors OÜ	Honda	Tallinna 86, Peetrimõisa küla	www.lxmotors.ee
Moller Auto Viljandi AS	Skoda Volkswagen	Tallinna mnt 45	www.mollerauto.ee
Rael AS	Peugeot Kia Mazda Renault. Korraline tehnoülevaatus	Tallinna 97	www.rael.ee
Rael AS	Korraline tehnoülevaatus	Raua tn 18	www.rael.ee
Silberauto Viljandi	Chrysler Dodge Jeep Mercedes-Benz Mitsubishi	Pargi 3b	www.silberauto.ee

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