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Internet bank

You can organise your company’s money matters in the business client Internet Bank at any time and everywhere

  • Quick and convenient communication with the bank
  • Bank operations and overviews without visiting a branch
  • Entering into agreements
  • Personal offers

Agreement and user rights

In order to use the Internet Bank, the Telephone Bank and the Mobile Bank, an agreement is required. You can enter into one at any branch when you come in to open the first current account for your company. The agreement can be modified in the Internet Bank by a user with administrator rights.

According to the Commercial Register, a company’s member of the board who holds sole right of representation can automatically sign contracts on the Internet Bank and use their administrator’s right. All legal representatives of the company can get the administrator's right to add any person related to the company by calling to the consultation center at 613 22 22 or by visiting the bank's branch office.

Account-based user rights

Right

Information and payments

All services

Information

Preparation of payments
Making payment orders *
Making payment orders *
Currency conversion
Currency conversion
Entering into payment agreements (standing orders and e-invoice standing orders)
Entering into payment agreements (standing orders and e-invoice standing orders)
Making securities transactions
Making securities transactions
Viewing account balances and statements
Viewing account balances and statements
Viewing information related to product agreements
Viewing information related to product agreements
Preparation and amendment of payment orders
Preparation and amendment of payment orders
Addition and amendment of defined payments
Addition and amendment of defined payments

* When making payment orders it is possible to use the double acceptance conditions for payments which means that a payment order is only forwarded to the bank once another user with the relevant rights has accepted it (e.g. forwarded or signed the payment to be paid) in the Internet Bank or Mobile Bank. The double acceptance condition can also be established as of a certain amount selected by the company.

User-based rights

Administrator rights
Recommended!

Administrator rights
Recommended!
  • add new users;
  • modify users' daily and monthly transaction limits;
  • add and remove the current, deposit, loan and securities accounts managed via the Internet bank to and from users;
  • modify or terminate user rights for accounts or remove users from an agreement;
  • modify user rights for the Mobile Bank;
  • add or remove country- and/or IP address-based restrictions for the entire company or specific users when using the Internet Bank;
  • order or cancel alerts.
  • In order to modify rights, the administrator must log in to the Internet Bank using their Smart-ID, ID card, Mobile ID or Digi-ID. Amendments enter into force from the moment of their signing.

Administrator with another user

Administrator with another user
  • The same rights as the administrator, but any amendments must be signed by two users with the relevant rights.
  • The amendments enter into force from the moment they are signed by two users with the relevant rights.

Administrator with preparation rights

Administrator with preparation rights
  • The right to prepare and save amendments to Internet Bank agreements.

Administrator with information rights

Administrator with information rights
  • The right to view Internet Bank agreements, incl. the rights and limits of all users.

Signing agreements independently
Recommended!

Signing agreements independently
Recommended!
  • A user with the right to sign agreements in the Internet Bank.
  • The agreements can only be signed by a legal representative of the company. In order to obtain the right to sign agreements, a legal representative of the company (a member of the management board) must come to a branch and add the relevant right to the agreement. Agreements can be signed when logged in to the Internet Bank with an Smart-ID, ID card, Mobile ID or Digi-ID.

Signing agreements with another user

Signing agreements with another user
  • The same rights as the independent signer, but any amendments must be signed by two users with the relevant rights.
  • The amendments enter into force from the moment they are signed by two users with the relevant rights.

You can organise your company’s money matters in the business client Internet Bank at any time, wherever you happen to be, and you can perform bank operations without visiting a branch. The Internet Bank is compatible with a wide range of financial software, making everyday operations easier.

Access to accounts in the Latvian and Lithuanian Internet Banks

You can manage your company’s accounts in all of the Baltic banks of the Swedbank Group with the same user ID. This option is only available in the business client Internet Bank. In order to make use of it, you must submit an application to the bank or get in touch with your client manager.

Once access has been granted, the option to select the country appears on the screen in the business client Internet Bank. You can use this to move from the Internet Bank of one country to another. You do not need to log out and log in again to move between the Internet Banks of different countries.

Traderoom

Traderoom is suited for companies that perform currency transactions and need resources to manage and optimise their currency risks. It is also a tool to use in the liquidity management of companies.

Find out more about Traderoom

Group account

A group account is a book account which reflects the financial status of the group as calculated on the basis of the sum of the balances of the current accounts of all group members. Group account resources comprise the balances of and reserved amounts in the current accounts of group members and the overdraft of the group.

Find out more about a group account

Baltic reporting

Baltic reporting is suited for foreign companies that have subsidiaries in the Baltic Sea region and wish to control their financial operations from their headquarters. It is also suited to Swedbank clients who have expanded their activities in the Baltic Sea region and wish to obtain regular overviews regarding their subsidiaries and/or affiliates or branches.

Find out more about Baltic reporting

 

Effective as of 18.06.2024
Swedbank Gateway Operator's channel Direct channel
subscription, including ordering the device sertificate free of charge 0/60 €
The price of the certificate depends on the issuer and the period of validity is marked in the certificate's data. Device Certificate is the electronic certificate with which the client’s information system creates the connection to Swedbank Gateway and confirms the messages sent to the bank.
monthly fee free of charge 25 €

Additional services
alert 0,10 € per alert 0,10 € per alert
current day account statement 0,50€/query 0,50€/query
Payment Link 0,12 € per successful payment 0,12 € per successful payment
Payment Link monthly fee free of charge 15 €
monthly fee of other banks account services free of charge 15 €

Fees for Operator
subscription, including ordering the device certificate 0/60 €
The price of the certificate depends on the issuer and the period of validity is marked in the certificate's data. Device Certificate is the electronic certificate with which the client’s information system creates the connection to Swedbank Gateway and confirms the messages sent to the bank.
monthly fee to Operator as agreed
monthly fee of other banks account services for Operator as agreed
Payment Link monthly fee as agreed

Fees of identification tools used in digital channels
Issuing a company's device certificate 0/60 €
The price of the certificate depends on the issuer and the period of validity is marked in the certificate's data. Device Certificate is the electronic certificate with which the client’s information system creates the connection to Swedbank Gateway and confirms the messages sent to the bank.

Mobile

Effective as of 26.10.2023
Alerts
entry into an agreement free of charge
each alert sent by the bank 0,19 €

Fees of identification tools used in electronic channels

Effective as of 18.07.2024
Sending a PIN-calculator
By post inside Estonia 24,59 €
VAT will be added to the price.
By post, abroad 40,98 €
VAT will be added to the price.

Swift services

Effective as of 01.05.2021
SWIFT services from an account held with Swedbank
SWIFT MT940 – outgoing statement
agreement fee 25 €
When concluding MT940 and MT101 agreements for the same BIC/SWIFT code and for the same account at the same time, the agreement fee is charged for only one agreement.
monthly account fee 35 €
If MT940 and MT101 agreements apply to the same BIC/SWIFT code and the same account at the same time, the monthly maintenance fee is charged for only one agreement.
SWIFT MT941 – outgoing statement of intra-day account balance 1 € per message
agreement fee 25 €
SWIFT MT942 – outgoing statement of intra-day operations 1 € per message
agreement fee 25 €
SWIFT MT101 – incoming payment order
agreement fee 25 €
When concluding MT940 and MT101 agreements for the same BIC/SWIFT code and for the same account at the same time, the agreement fee is charged for only one agreement.
monthly account fee 35 €
If MT940 and MT101 agreements apply to the same BIC/SWIFT code and the same account at the same time, the monthly maintenance fee is charged for only one agreement.
making payment orders according to the payments price list in digital channels
Swedbank logo

Internet Exploreriga ei saa internetipanka avada.

Palun kasuta Google Chrome’i, Mozilla Firefoxi või Microsoft Edge’i.

Google ChromeMozilla FirefoxMicrosoft Edge

Alates 23. märtsist ei ole võimalik Internet Exploreri veebibrauseri kaudu Swedbanki internetipanka avada.

Internet Exploreri kaudu ei saa teha ega kinnitada Swedbanki makseid ka teistel veebilehtedel.

Soovitame kasutada Internet Exploreri asemel Google Chrome’i, Mozilla Firefoxi või Microsoft Edge’i uusimat versiooni. Nende seadistamise juhendid leiad siit.

С 23.03.2021 Интернет-банк Swedbank недоступен в браузере Internet Explorer.

С помощью Internet Explorer невозможно авторизоваться или осуществлять платежи через Swedbank на сторонних веб-страницах.

Вместо браузера Internet Explorer мы рекомендуем использовать браузеры Google Chrome, Mozilla Firefox или Microsoft Edge. Инструкции по установке упомянутых браузеров можно найти здесь.

From 23.03.2021 Swedbank Internet Bank and Banklink is no longer available using Internet Explorer browser.

It is not possible to authorize or make payments from Swedbank on other web pages using Internet Explorer.

Instead, we suggest using Google Chrome, Mozilla Firefox or the newest version of Microsoft Edge. To find out how to install the suggested browsers, please click here.

Klienditugi - Инфо и помощь - Customer service: +372 6 310 310

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Contacts

6 132 222

SWEDBANK AS
Liivalaia 8, 15040 Tallinn
SWIFT code/BIC: HABAEE2X
Reg. number: 10060701

Useful links

Legal information

This is a website of companies offering financial services – Swedbank AS, Swedbank Liising AS, Swedbank P&C Insurance AS, Swedbank Life Insurance SE, and Swedbank Investeerimisfondid AS. Before entering into any agreement read the terms and conditions of the respective service. Consult a specialist, where necessary. Swedbank AS does not provide a credit advisory service for the purposes of the Creditors and Credit Intermediaries Act. The borrower makes the decision of taking out a loan, who assesses the suitability of the loan product and contractual terms to his/her personal loan interest, need and financial situation on the basis of the information and warnings presented by the bank and is responsible for the consequences related to concluding the agreement.

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