Savings deposits

Use the Easy Saver instead of a savings deposit

The Easy Saver allows you to save money quickly and conveniently. To this end, use the rounding option from card payments, standing order or make additional payments yourself.
If you have a valid savings deposit agreement, you can use it until its date of expiry. It is not possible to open a new savings deposit. We recommend using the Easy Saver for saving.

Interest rates of savings deposit

Minimum deposit amount	6 EUR	100 USD
Period	Annual interest rate	Annual interest rate
6 months	0.01	0.01
9 months	0.01	0.01
12 months	0.01	0.01

Interest rate is presented on a basis of accounting year (360 days). Interest is calculated for the actual deposit days.

Taxation

From 01.01.2018 all interest paid out on deposits (including settlement accounts) is subject to income tax. This taxation is only applicable to private Estonian residents.
The bank withholds the income tax and transfers it to the Tax and Customs Board. The withheld income tax is automatically included in the client’s income tax return.
If the deposit is interrupted prematurely, the bank will refund the withheld income tax.

Conditions

Internet Exploreriga ei saa internetipanka avada.

Palun kasuta Google Chrome’i, Mozilla Firefoxi või Microsoft Edge’i.

Google Chrome

Mozilla Firefox

Microsoft Edge

Alates 23. märtsist ei ole võimalik Internet Exploreri veebibrauseri kaudu Swedbanki internetipanka avada.

Internet Exploreri kaudu ei saa teha ega kinnitada Swedbanki makseid ka teistel veebilehtedel.

Soovitame kasutada Internet Exploreri asemel Google Chrome’i, Mozilla Firefoxi või Microsoft Edge’i uusimat versiooni. Nende seadistamise juhendid leiad siit.

С 23.03.2021 Интернет-банк Swedbank недоступен в браузере Internet Explorer.

С помощью Internet Explorer невозможно авторизоваться или осуществлять платежи через Swedbank на сторонних веб-страницах.

Вместо браузера Internet Explorer мы рекомендуем использовать браузеры Google Chrome, Mozilla Firefox или Microsoft Edge. Инструкции по установке упомянутых браузеров можно найти здесь.

From 23.03.2021 Swedbank Internet Bank and Banklink is no longer available using Internet Explorer browser.

It is not possible to authorize or make payments from Swedbank on other web pages using Internet Explorer.

Instead, we suggest using Google Chrome, Mozilla Firefox or the newest version of Microsoft Edge. To find out how to install the suggested browsers, please click here.