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How to start investing

Smiling woman is ready to invest.

Investing is for everybody

As a beginner investor, you will find all the necessary information here. Holding a portfolio here can indeed be convenient and beneficial.

  • Opening investment account and securities account is free of charge.
  • Transactions with Baltic stocks and Robur funds are free regardless of the amount.
  • Transaction fees for securities outside the Baltic countries (such as Europe, US, etc.) start at 9.90 euros and holding them up to a value of 100,000 euros is also free.
Find a suitable strategy Free investment academy Invests even 1 euro

Where to invest?

Take this simple quiz to find the asset classes you could consider.

1

Amount you plan to invest

1 / 3
2

Regular investments

2 / 3
3

Investment management style

3 / 3

Based on your answers, you might consider investing in the following asset classes:

Restart the quiz Different securities

Please note that the purpose of this quiz is to give an indication of the possible asset classes to consider when starting to invest, depending on your initial investment amount.

This quiz is not investment advice, investment recommendation or an invitation to invest in any asset class mentioned in the quiz and it is not designed to evaluate the suitability or appropriateness of any asset class for your personal circumstances.

Please use Appropriateness Questionnaire for assessing whether particular product group is appropriate for you or seek Investment Advice to find suitable investment and saving solutions.

The aim of this quiz is to demonstrate the investment amount sufficient for starting to invest in the respective asset class. The information provided is based on the considerations of the proportionality of the investment amount compared to the minimum transaction costs for respective asset class, where the bank deems reasonable that minimum transaction costs on average do not exceed 1% of the investment amount.

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1

Where would you like the fund to invest?

1 / 2
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Back
2

Choose fund risk level

Choose the region you would like fund to invest in

Choose the sector or theme you would like fund to invest in

Lower risk - typically lower rewards, higher risk - typically higher rewards.

2 / 2

Currently there are no Swedbank Robur funds available with high risk indicator.

Back

Based on your answers, you might consider:

Restart the quiz All investment funds

Micro Invest

Investment funds

Good choice for starting investors – start with as little as 1 euro.

Find out more

Stocks

ETFs

Investment funds whose shares (units) are traded on stock exchanges.

Find out more

Bonds

Investing in debt securities issued by governments or corporations

Find out more

Top traded in February:

Funds

Check the fund list

Stocks

Check the stock list

The ranking of the most-traded stocks and funds is based on the value of transactions in stocks and funds conducted by Swedbank customers in the Baltics via Swedbank Internet Bank during during February 2025. This ranking reflects the statistics of transactions in stocks and funds conducted by Swedbank customers within the given time period and shall not be considered an investment recommendation, advice or any other kind of solicitation to buy or sell securities or to enter into any other transaction.

Your first steps in the Internet bank

Watch the videos below to find out how to make your first investment in the Internet bank.

A blonde woman in an orange Swedbank sweatshirt looks into the camera.

How to open investment account and securities account?

Open accounts
A dark-haired woman in an orange Swedbank sweatshirt looks into the camera.
A man in a suit with glasses looks into the camera.

Which accounts should I open for investing?

Investment account + securities account

Recommended!

Free of charge

Only securities account

Free of charge

A useful choice, also for the beginner investor
A useful choice, also for the beginner investor
Investments are conveniently separated from your daily transactions
Investments are conveniently separated from your daily transactions
Income from investments is subject to declaration
Income from investments is subject to declaration
All profits are subject to declaration next year and income tax has to be paid
All profits are subject to declaration next year and income tax has to be paid
You can defer income tax and re-invest your profits tax-free
You can defer income tax and re-invest your profits tax-free
Filling in your annual tax return is convenient and easy
By using the investment account report, which sends the information to the Estonian Tax and Customs Board on your behalf.
Filling in your annual tax return is convenient and easy
By using the investment account report, which sends the information to the Estonian Tax and Customs Board on your behalf.

More about investment account, securities account and their differences can be found here.

You may also be interested in

Investing for children

All investment possibilities can be used to save money for children. Start by opening a securities account!
Read more

What is III pillar

The only saving option that allows you to get a tax rebate on your contributions.
Read more

Free consultation

Sign up for a free expert consultation – live, video or phone.
Read more

Did you find the information you were looking for?

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