Standing orders

Save your time – order your payments to be done automatically

Standing orders will save your time spent on clicks if you regularly:

Transfer money to those closest to you, i. e. pocket money for children.
Transfer money to your another account or credit card account.
Pay other recurrent sums periodically.
NEW! Easy Saver – every time you pay, you also save.

What's it for?

Convenience: bank will make requested payments on your behalf on the day you’ve indicated. You won’t have to remember each of them.
Seamless saving: a chosen sum could be automatically transferred to your savings deposit account every month.
It’s easy and flexible – you can terminate or conclude a new standing order agreement with a few clicks at any time.

You have full control of your standing orders

Standing order payment can be launched and done right after signing the agreement.
Setting up a standing order agreement is for free.
You can view all your standing orders and terminate their agreements if needed in your Internet bank regardless the channel where you concluded them.

Easy to set up

Select one of your available defined payments or fill in the form fields manually.
Preview the filled in data and then confirm the standing order agreement.
Enjoy your life and let the bank make sure that all necessary transfers are made at the right time.

On the day of the payment:

On the day of your standing order transfer, the bank systems shall check your bank account.

If your funds will be sufficient, the transfer will be executed. If not, bank systems will be checking your account for 2 more days after the payment date. If your funds will be still insufficient for the payment, standing order will not be paid.

Important: your standing order agreement will not be terminated because of insufficient funds for the payment. Next month on the payment day that you’ve set yourself, bank systems will be checking your account to make the transfer.

Effective as of 01.11.2024

	Fee
Monthly fee for Essential Plan The plan is available to clients from the age of 18. Fee is not applicable to the customers who as of 01.08.2011 were at least 60 years old and had Maestro debit card.	1 €
- monthly fee for up to 25-year old client (incl.)	free of charge
- monthly fee for 65-and older clients (incl.)	0.32 €
Setting up, terminating	free of charge
Unlimited number of payments Unlimited number of payments initiated via the Internet Bank and/or Swedbank mobile app: Intrabank payment Domestic payment (including instant payment) in euros Intrabank and domestic payment (including instant payment) in euros European payment Swedbank intragroup payment in any currency Domestic and European standing order in euros Fulfilling e-invoice standing order Bank link payment The plan does not include urgent payments and payments not made in euros (except for intrabank payment and Swedbank intragroup payment).	free of charge
Debit Card monthly fee	free of charge

Choose the Essential Plan and You will get intrabank, domestic (in euros), Swedbank Group or European payments in electronical channel free of charge.

Effective as of 29.01.2025

Outgoing payments	Digital channels	Branches and via Customer Support
Outgoing paymentsDigital channelsBranches and via Customer Support Intra-bank payment
Outgoing payments Intra-bank payment in euros	Digital channels 0.16 €, free of charge for people up to 25 years of age (incl.) and over 65 years of age (incl.)	Branches and via Customer Support 5 €
Outgoing payments Intra-bank payment in foreign currency	Digital channels 2 €	Branches and via Customer Support 5 €
Outgoing payments Intra-bank payment between client`s accounts	Digital channels free of charge	Branches and via Customer Support 5 €
Outgoing paymentsDigital channelsBranches and via Customer Support Domestic payment (incl. instant payment) and European payment
Outgoing payments Domestic payment (incl. instant payment) and European payment* Instant payment can be sent via Internet bank or mobile app Swedbank Eestis if payment amount does not exceed 15 000 € (incl.). *Terms and conditions of a European payment: the payment currency is the euro; the correct IBAN is indicated in the payment; the service fee type is ‘shared’; the beneficiary of the payment and the remitter’s bank are located in a country of the European Union and/or the European Economic Area (plus Andorra, Gibraltar, Mayotte, Monaco, Switzerland, San Marino, Saint-Martin, Saint-Barthelemy, Saint-Pierre and Miquelon, the Vatican City, and the United Kingdom (including Guernsey, the Isle of Man, Jersey). International payment fee is applied when the beneficiary’s IBAN is not indicated in the payment.	Digital channels 0.38 €, free of charge for people up to 25 years of age (incl.)	Branches and via Customer Support 5 €
Outgoing paymentsDigital channelsBranches and via Customer Support Domestic urgent payment and European urgent payment National or European urgent payments entered before 16.30 on a business day will be transferred in real time via the pan-European TARGET system. A payment order made at any other time will be forwarded to the bank of the beneficiary of the payment on the next business day.
Outgoing payments Up to 10 000 € (incl.)	Digital channels 7 €	Branches and via Customer Support 9 €
Outgoing payments Over 10 000 €	Digital channels 30 €	Branches and via Customer Support 32 €
Outgoing paymentsDigital channelsBranches and via Customer Support Payment within Swedbank Group Payments to Swedbank (Latvia, Lithuania, Sweden, Norway) reach the beneficiary's account in the full amount. The beneficiary’s IBAN must be specified.
Outgoing payments Within Swedbank Group in euros	Digital channels 0.38 €, free of charge for people up to 25 years of age (incl.)	Branches and via Customer Support 5 €
Outgoing payments Within Swedbank Group in foreign currency	Digital channels 2 €	Branches and via Customer Support 5 €
Outgoing paymentsDigital channelsBranches and via Customer Support International payment
Outgoing paymentsDigital channelsBranches and via Customer Support An ordinary payment
Outgoing payments Charges are shared The remitter pays the service fee of Swedbank and the beneficiary pays the service fees of all other banks.	Digital channels 6 €	Branches and via Customer Support 20 €
Outgoing payments Charges paid by remitter The remitter pays the service fees of Swedbank and foreign banks. If the beneficiary's bank's service fee exceeds the amount paid by the remitter for the beneficiary, the current account of the remitter shall be automatically debited with the corresponding difference of service fees. Additionally debited service fee can be 63.91€ at most. This type of payment orders are no longer performed if the payment recipient’s bank is situated in the European Union or the European Economic Area.	Digital channels 25 €	Branches and via Customer Support 35 €
Outgoing paymentsDigital channelsBranches and via Customer Support An urgent payment Urgent payments can be made in the following currencies: AUD, BGN, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, JPY, NOK, PLN, RON, RUB, SEK, SGD, TRY, USD, ZAR.
Outgoing payments Charges are shared The remitter pays the service fee of Swedbank and the beneficiary pays the service fees of all other banks.	Digital channels 10 €	Branches and via Customer Support 30 €
Outgoing payments Charges paid by remitter The remitter pays the service fees of Swedbank and foreign banks. If the beneficiary's bank's service fee exceeds the amount paid by the remitter for the beneficiary, the current account of the remitter shall be automatically debited with the corresponding difference of service fees. Additionally debited service fee can be 63.91€ at most. This type of payment orders are no longer performed if the payment recipient’s bank is situated in the European Union or the European Economic Area.	Digital channels 30 €	Branches and via Customer Support 45 €
Outgoing paymentsDigital channelsBranches and via Customer Support An express payment EUR/USD
Outgoing payments Charges are shared The remitter pays the service fee of Swedbank and the beneficiary pays the service fees of all other banks. If an express payment is European payment then fee for the payment is according to an European urgent payment.	Digital channels 35 €	Branches and via Customer Support 40 €
Outgoing payments Charges paid by remitter The remitter pays the service fees of Swedbank and foreign banks. If the beneficiary's bank's service fee exceeds the amount paid by the remitter for the beneficiary, the current account of the remitter shall be automatically debited with the corresponding difference of service fees. Additionally debited service fee can be 63.91€ at most. This type of payment orders are no longer performed if the payment recipient’s bank is situated in the European Union or the European Economic Area.	Digital channels 45 €	Branches and via Customer Support 55 €

Incoming payment	Fee
Incoming payment Intra-bank payment, domestic payment (incl instant payment, European payment, payment within Swedbank Group)	Fee free of charge
Incoming paymentFee International payment
Incoming payment Charges are shared	Fee 6 €
Incoming payment Charges paid by remitter	Fee free of charge

Other payment services	Digital channels ATMs only perform intra-bank and domestic payments in euros.	Branches and via Customer Support
Other payment servicesDigital channels ATMs only perform intra-bank and domestic payments in euros. Branches and via Customer Support Domestic and international standing order
Other payment services Setting up, changing, cancelling	Digital channels ATMs only perform intra-bank and domestic payments in euros. free of charge	Branches and via Customer Support free of charge
Other payment services Execution of a standing order	Digital channels ATMs only perform intra-bank and domestic payments in euros. according to outgoing payment price in digital channel (discounts related with customer programmes do not apply, free of charge if to savings deposit)	Branches and via Customer Support
Other payment servicesDigital channels ATMs only perform intra-bank and domestic payments in euros. Branches and via Customer Support E-invoice and E-invoice standing order
Other payment services Setting up, changing, cancelling	Digital channels ATMs only perform intra-bank and domestic payments in euros. free of charge	Branches and via Customer Support free of charge
Other payment services One-time payment of an E-invoice	Digital channels ATMs only perform intra-bank and domestic payments in euros. according to outgoing payment price in digital channel	Branches and via Customer Support according to outgoing payment price in branch and via Customer Support
Other payment services Execution of an E-invoice standing order	Digital channels ATMs only perform intra-bank and domestic payments in euros. free of charge	Branches and via Customer Support

Other payment related services	Fee
Other payment related servicesFee Cancellation, correction, and retrieval of intrabank, domestic, and instant payment The bank will not return the service fee if the payment transaction cannot be cancelled/corrected/retrieved.
Other payment related services Payment order not sent out of the bank The price does not apply to payments with future value date if the payment is cancelled before the arrival of the payment date.	Fee 3.20 €
Other payment related services Payment order sent out of the bank	Fee 10 €
Other payment related servicesFee Cancellation, correction, and retrieval of foreign, Swedbank intragroup, and cross-border European payment The bank will not return the service fee if the payment transaction cannot be cancelled/corrected/retrieved.
Other payment related services Payment order not sent out of the bank or sent out of the bank The price does not apply to payments with future value date if the payment is cancelled before the arrival of the payment date.	Fee 20 € + costs of foreign banks
Other payment related services Add inquiries about a foreign payment from a foreign bank	Fee foreign bank charges
Other payment related servicesFee Copy of the SWIFT/SEPA message
Other payment related services One-time order	Fee 10 €/pcs
Other payment related services From digital channels	Fee free of charge