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Bank conditions

Settlements

Effective from Effective to
Conditions of current account
Effective from
01.06.2018
Effective to
Effective now
PDF
ASICE
Conditions of standing order
Effective from
01.11.2024
Effective to
Effective now
PDF
ASICE
Terms and Conditions for Making Payment Transactions
Effective from
01.11.2024
Effective to
Effective now
PDF
ASICE
Terms of e-invoice ordering
Effective from
12.08.2021
Effective to
Effective now
PDF
ASICE
Conditions of foreign payment order
Effective from
02.11.2009
Effective to
22.05.2010
PDF

Cards

Effective from Effective to
Conditions of debit card
Effective from
01.11.2023
Effective to
Effective now
PDF
ASICE
Conditions of revolving credit card
Effective from
01.11.2023
Effective to
Effective now
PDF
ASICE
Terms and conditions of the agreement on the usage of the Platinum credit card for private person
Effective from
01.11.2023
Effective to
Effective now
PDF
ASICE
Conditions of fixed payment credit card
Effective from
01.11.2023
Effective to
Effective now
PDF
ASICE
Terms and conditions of the agreement on the use of the ISIC Mastercard Student Card
Effective from
01.11.2023
Effective to
Effective now
PDF
ASICE

Banking channels

Effective from Effective to
Conditions of teleservices agreement
Effective from
26.11.2020
Effective to
Effective now
PDF
BDOC
User Terms of Websites
Effective from
01.10.2024
Effective to
Effective now
PDF
ASICE
Swedbank’s Cookie Policy
Effective from
15.06.2023
Effective to
Effective now
PDF
Swedbank Gateway Service Agreement
Effective from
21.09.2023
Effective to
Effective now
PDF
ASICE
Information about automatic chat and personal data processing
Effective from
13.02.2025
Effective to
Effective now
PDF
ASICE

Deposits

Effective from Effective to
Depositor information sheet
Effective from
12.05.2016
Effective to
Effective now
PDF
Conditions of term deposit
Effective from
01.11.2023
Effective to
Effective now
PDF
ASICE
Easy Saver Agreement Terms and Conditions
Effective from
01.11.2023
Effective to
Effective now
PDF
ASICE
Conditions of savings deposit
Effective from
07.04.2011
Effective to
31.08.2024
PDF
BDOC
Terms and Conditions of Overnight Deposit Agreement (concluded from 15.06.2023)
Effective from
15.06.2023
Effective to
Effective now
PDF
ASICE
Terms and Conditions of Overnight Deposit Agreement
Effective from
22.05.2010
Effective to
Effective now
PDF
ASICE

Loans

Effective from Effective to
Standard loan agreement terms and conditions *Standard loan agreement terms and conditions shall be one part of the loan agreement, the rest of conditions shall be regulated in the loan agreement concluded between the bank and the borrower.
Effective from
12.05.2022
Effective to
Effective now
PDF
ASICE
Conditions of small loan
Effective from
31.10.2016
Effective to
Effective now
PDF
Conditions of credit line
Effective from
01.10.2015
Effective to
Effective now
PDF
BDOC

General conditions and principles

Effective from Effective to
General conditions of Swedbank
Effective from
01.11.2023
Effective to
Effective now
PDF
ASICE
General Terms and Conditions of Lease Contract
Effective from
01.01.2025
Effective to
Effective now
PDF
ASICE
General Terms and Conditions of Hire-Purchase
Effective from
01.10.2023
Effective to
Effective now
PDF
ASICE
Authorised processors are partners of the Estonian companies of Swedbank
Effective from
01.06.2018
Effective to
Effective now
PDF
Principles of processing Client data
Effective from
01.09.2023
Effective to
Effective now
PDF
ASICE
Procedure for processing customer complaints
Effective from
01.12.2023
Effective to
Effective now
PDF
ASICE

Investing

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Conditions of pension investment account
Effective from
01.09.2021
Effective to
Effective now
PDF
ASICE
Conditions for Providing Investment Services
Effective from
10.01.2025
Effective to
Effective now
PDF
ASICE
Terms and conditions of standing order agreement for purchasing voluntary pension fund units
Effective from
27.06.2019
Effective to
Effective now
PDF
BDOC
Terms and conditions of standing order agreement for purchasing fund unit
Effective from
18.06.2020
Effective to
09.01.2025
PDF
BDOC
Terms and Conditions of the Master Agreement for Financial Transactions
Effective from
29.04.2024
Effective to
Effective now
PDF
ASICE

Private Banking

Effective from Effective to
Terms and conditions of private banking agreement
Effective from
01.07.2023
Effective to
Effective now
PDF
BDOC

Swedbank P&C Insurance AS

Effective from Effective to
Information about the insurance agent (Swedbank AS)
Effective from
21.10.2021
Effective to
Effective now
PDF
Information about the insurance agent (Swedbank Liising AS)
Effective from
01.01.2025
Effective to
Effective now
PDF
Insurance product information document
Effective from
01.12.2024
Effective to
Effective now
PDF
Pre-contractual Information about Traffic Insurance
Effective from
21.11.2024
Effective to
Effective now
PDF
Terms and Conditions of Casco Insurance
Effective from
25.05.2018
Effective to
Effective now
PDF
Insurance product information document
Effective from
07.02.2018
Effective to
Effective now
PDF
Pre-contractual Information about Casco Insurance
Effective from
13.07.2023
Effective to
Effective now
PDF
Home Insurance Terms and Conditions
Effective from
11.04.2024
Effective to
Effective now
PDF
Insurance product information document
Effective from
07.02.2018
Effective to
Effective now
PDF
Terms and Conditions of Apartment Building Insurance
Effective from
25.05.2018
Effective to
Effective now
PDF
Insurance product information document
Effective from
12.04.2018
Effective to
Effective now
PDF
Terms and Conditions of Loan Payment Protection Insurance
Effective from
12.06.2023
Effective to
Effective now
PDF
Insurance product information document
Effective from
08.12.2022
Effective to
Effective now
PDF
Terms and Conditions of Credit Card Insurance
Effective from
23.01.2025
Effective to
Effective now
PDF
Insurance product information document
Effective from
08.12.2022
Effective to
Effective now
PDF
Purchase protection for Credit Cards
Effective from
25.05.2018
Effective to
Effective now
PDF
Insurance product information document
Effective from
25.09.2018
Effective to
Effective now
PDF
Travel insurance terms and conditions
Effective from
01.04.2025
Effective to
Effective now
PDF
Insurance product information document
Effective from
01.04.2025
Effective to
Effective now
PDF
Travel insurance conditions for Gold revolving credit card
Effective from
01.04.2025
Effective to
Effective now
PDF
Travel insurance conditions for Platinum Credit Cards
Effective from
01.04.2025
Effective to
Effective now
PDF
Insurance product information document for credit cards
Effective from
01.04.2025
Effective to
Effective now
PDF

Swedbank Life Insurance SE

Effective from Effective to
Effective fromEffective to
Supplementary funded pension insurance contracts
Unit-Linked Pension Insurance
Effective from
12.08.2013
Effective to
Effective now
PDF
Pension Insurance+
Effective from
17.05.2018
Effective to
Effective now
PDF
Private Pension Portfolio
Effective from
17.05.2018
Effective to
Effective now
PDF
Swedbank V+ Pension Insurance
Effective from
31.12.2009
Effective to
Effective now
PDF
Personal Pension Scheme
Effective from
12.03.2015
Effective to
Effective now
PDF
Fund Plan
Effective from
12.08.2013
Effective to
Effective now
PDF
College Fund+
Effective from
17.05.2018
Effective to
Effective now
PDF
College Fund
Effective from
01.01.2011
Effective to
Effective now
PDF
Private Portfolio
Effective from
17.05.2018
Effective to
Effective now
PDF
Life Insurance/Life insurance to cover loan
Effective from
01.01.2024
Effective to
Effective now
PDF
Life insurance
Effective from
17.05.2018
Effective to
09.09.2020
PDF
Loan Insurance
Effective from
17.05.2018
Effective to
09.09.2020
PDF
Life Insurance (concluded until 10.09.2020)
Effective from
17.05.2018
Effective to
09.09.2020
PDF
Supplementary No Work Ability insurance
Effective from
10.09.2020
Effective to
Effective now
PDF
Supplementary Accidental Trauma Insurance
Effective from
23.05.2024
Effective to
Effective now
PDF
Illness and Accident Insurance (PK)
Effective from
01.07.2016
Effective to
09.09.2020
PDF
Illness and Accident Insurance (PH)
Effective from
01.07.2016
Effective to
09.09.2020
PDF
Conditions of Accident Insurance
Effective from
31.12.2009
Effective to
17.12.2012
PDF
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SWEDBANK AS
Liivalaia 8, 15040 Tallinn
SWIFT code/BIC: HABAEE2X
Reg. number: 10060701

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This is a website of companies offering financial services – Swedbank AS, Swedbank Liising AS, Swedbank P&C Insurance AS, Swedbank Life Insurance SE, and Swedbank Investeerimisfondid AS. Before entering into any agreement read the terms and conditions of the respective service. Consult a specialist, where necessary. Swedbank AS does not provide a credit advisory service for the purposes of the Creditors and Credit Intermediaries Act. The borrower makes the decision of taking out a loan, who assesses the suitability of the loan product and contractual terms to his/her personal loan interest, need and financial situation on the basis of the information and warnings presented by the bank and is responsible for the consequences related to concluding the agreement.

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