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Car lease calculator

Enter the price of the asset without the registration fee.

Upon the expiry of an operating lease you can return the leased object to the seller, buy it out for its residual value or extend the contract.

In the case of a capital lease, you pay the entire cost of the property and interest during the lease period and upon the expiry of the lease period you become the owner of the property. We only offer capital lease with balance-type leasing to business clients.

Hire purchase is a lease transaction similar to a capital lease whereby you can acquire the vehicle from a private person or a company that is not a VAT payer. You will become the owner of the property when the leasing period expires.

The first instalment payable for a new car is usually at least 10% of the price of the car.

The size of the first instalment determines the size of the monthly instalments. Increasing the first instalment reduces the size of the monthly instalments.

The maximum lease term is 84 months. The exact period depends on the client’s profile and the selected car, incl. the age of the car.

The vehicle may not be more than 15 years old by the time the lease term expires.

The interest rate depends on the client’s profile and the selected vehicle.

We offer a better interest rate if the vehicle is new.

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Results are approximate and may differ from conditions offered to you. Note! Our chart does not consider recent amendments to the Traffic Act, whereby a registration fee may be charged on a financed vehicle as of 1/1/2025.

See the examples of the annual precentage rate here.

This is a website of companies offering financial services – Swedbank AS, Swedbank Liising AS, Swedbank P&C Insurance AS, Swedbank Life Insurance SE, and Swedbank Investeerimisfondid AS. Before entering into any agreement read the terms and conditions of the respective service. Consult a specialist, where necessary.

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