Platinum Credit Card

More possibilities to explore

The credit card with comprehensive travel and purchase insurance for business or leisure trips abroad.

Wide travel insurance including Casco for rental car
Access to Mastercard® Airport Security Fast Track
No mark-up for transactions in foreign currency
Access to airport lounges with LoungeKey™

Note! The terms of travel insurance included with the Platinum Credit Card will change on 1 April 2025. Review the new terms and conditions here.

It only takes 2 minutes to fill in the application.

Access credit limit before card arrives.

Manage your card easily in the mobile app.

Card Benefits

Credit limit from 2000 EUR
Swedbank's best travel insurance for the whole family, including Casco for the rental car.
Mastercard® Airport Security Fast Track for a stress-free airport security experience.
Access to more than 1000 airports lounges with LoungeKey™.
180-day purchases insurance
Up to 40 days interest-free period for used credit card limit.
No commission fees for worldwide cash withdrawals up to 1000 EUR per month

When withdrawing cash from another bank's ATM, a service fee may be added, which is determined by the ATM operator.
No mark-up fee for transactions in foreign currency
Access to over 1 million Wi-Fi hotspots worldwide with Boingo Wi-Fi*
Access to Mastercard® Global Data Roaming by Flexiroam
Extra package comes with the Estravel Platinum Club travel service and special offers. Information about the membership will be sent to you via the Internet Bank within a few days.

Other features

Manage your credit card via Internet Banking and Swedbank mobile app: block and unblock the card, manage limits and make repayments on the go.
New! Check your PIN code and card details in the app. Easily access the card number, expiry date, and Security Code/CVC2 for all your active cards and view your PIN code in case you have forget it.
Now in our mobile app you can see a list of places where your digitized card is linked to. Watch the tutorial
You can start using the credit limit right after signing the credit card agreement.
Transfer money, make payments and withdraw cash in ATMs directly from your credit card account.
In addition to using the credit limit, you can transfer your own money to the card.
Book and pay for hotels and use car rental services.
Contactless payments – use contactless payments by tapping the card to the terminal or add your card to Apple Pay or other supported e-wallets.
Enable the Internet shopping feature.

Repayment

When to pay back your used credit limit?

Interest is not calculated from the used credit limit from the purchase until the 10th day of each month.

How does the repayment work?

On the repayment date, the used amount is automatically withheld from the account related to the card. If there are insufficient funds, the interest accruing starts and you can repay the used limit and interest anytime later.

Please notice!

Upon making a payment from the limit account and withdrawing cash, the bank shall begin calculating interest immediately, unless the amount of the aforementioned transactions remains within the positive balance of the limit account.

Main fees

Main card’s monthly fee is 14,90 EUR and supplementary card’s monthly fee – 12,90 EUR.
Interest rate from 14% per year. It is set for each customer individually and depends on the amount of credit card limit
With the Extra package, the annual fee will be 160,20 EUR.

Terms and conditions

Debit cards

Effective as of 01.11.2024

Issuing the first debit card associated with a client Except ISIC MasterCard Student card.	free of charge
Issuing subsequent debit cards Except ISIC MasterCard Student card.	according to price list
Debit card Plus The debit card fee is not applicable to the customers who as of 01.08.2011 were at least 60 years old and had Maestro debit card.
Issuing a card	2.50 €
Monthly fee	1 €
monthly fee for up to 19-year old client (incl.)	free of charge
monthly fee for 20–25-year old client (incl.)	0.32 €
monthly fee for 65-and older clients (incl.)	0.32 €
A temporary ATM card (valid for 1 month)
Issuing a card	10 €
ISIC Mastercard Student card
Issuing a card	6.33 €
Replacement a card	6.33 €
Monthly fee	0.32 €
Renewal a card	6.33 €
Mastercard Private Banking Card
Issuing a card	2.50 €
Monthly fee	1.98 €
Renewal of debit cards	free of charge
Penalty	0.2% a day
Ordering an express card You can order an express card by calling 6 310 310 or at our branch. The card can be delivered by courier to your contact address or to the branch. Ordering a new card and replacing an existing card: If the card is ordered before 12 o'clock on a business day, it will arrive on the next business day. If the card is ordered after 12 o'clock on a business day, it will arrive on the following business day.	30 €

Credit cards

Effective as of 25.04.2024 Effective as of 01.01.2025

Revolving credit card When paying for goods or services with the private person’s Revolving credit card, the bank shall not calculate interest as from making the transaction with the respective card until the last day (incl.) of the same month, after the aforementioned period, the bank shall begin calculating interest. Upon making a payment and withdrawing cash from the limit account, the bank shall begin calculating Interest immediately, unless the amount of the aforementioned transactions remains within the positive balance of the limit account.
Monthly fee	1.59 € (free of charge for people up to 25 years of age)
Monthly fee of an additional card	1.59 €
Annual interest rate	19-22%
Penalty	ECB interest rate + 8% a year (currently 0.034% a day, 12.25% a year) ECB interest rate + 8% a year (currently 0.031% a day, 11.15% a year) The interest rate applicable to the main refinancing operations of the European Central Bank (the ECB interest rate). The ECB interest rate is published in the Ametlikud Teadaanded. The default interest rate may change twice a year (on January 1 and July 1) if the ECB interest rate has changed.
Fixed payment credit card Fixed payment credit cards are not issued from 21.04.2022.
Annual interest rate	19-22%
Penalty	ECB interest rate + 8% a year (currently 0.034% a day, 12.25% a year) ECB interest rate + 8% a year (currently 0.031% a day, 11.15% a year) The interest rate applicable to the main refinancing operations of the European Central Bank (the ECB interest rate). The ECB interest rate is published in the Ametlikud Teadaanded. The default interest rate may change twice a year (on January 1 and July 1) if the ECB interest rate has changed.
Debt notice	3 €
Gold revolving credit card When paying for goods or services with the private person’s Gold Revolving credit card, the bank shall not calculate interest as from making the transaction with the respective card until the 10th calendar day (incl.) of the following month, after the aforementioned period, the bank shall begin calculating interest. Upon making a payment and withdrawing cash from the limit account, the bank shall begin calculating interest immediately, unless the amount of the aforementioned transactions remains within the positive balance of the limit account.
Monthly fee	5.99 €
Monthly fee of an additional card	3.99 €
Annual interest rate	17-20%
Penalty	ECB interest rate + 8% a year (currently 0.034% a day, 12.25% a year) ECB interest rate + 8% a year (currently 0.031% a day, 11.15% a year) The interest rate applicable to the main refinancing operations of the European Central Bank (the ECB interest rate). The ECB interest rate is published in the Ametlikud Teadaanded. The default interest rate may change twice a year (on January 1 and July 1) if the ECB interest rate has changed.
Debt notice	3 €
Platinum credit card When paying for goods or services with the Platinum Credit Card, the transaction amount is subject to an up to 40-day interest-free period (between the date of purchase and the payment date). Upon making a payment and withdrawing cash from the limit account, the bank shall begin calculating interest immediately, unless the amount of the aforementioned transactions remains within the positive balance of the limit account.
Monthly fee	14.90 €
Monthly fee of an additional card	12.90 €
Platinum extra package	160.20 € a year If the period between ordering Platinum extra package and expiry of Platinum credit card, is less than one year, the Bank will debit a fee for an extra package in full amount. The price is inclusive of VAT.
Annual interest rate	14-17%
Penalty	ECB interest rate + 8% a year (currently 0.034% a day, 12.25% a year) ECB interest rate + 8% a year (currently 0.031% a day, 11.15% a year) The interest rate applicable to the main refinancing operations of the European Central Bank (the ECB interest rate). The ECB interest rate is published in the Ametlikud Teadaanded. The default interest rate may change twice a year (on January 1 and July 1) if the ECB interest rate has changed.
Credit card opening fee	free of charge
Replacement of a credit card	7 €
Renewal of credit card (incl. additional cards)	free of charge
Ordering an express card You can order an express card by calling 6 310 310 or at our branch. The card can be delivered by courier to your contact address or to the branch. Ordering a new card and replacing an existing card: If the card is ordered before 12 o'clock on a business day, it will arrive on the next business day. If the card is ordered after 12 o'clock on a business day, it will arrive on the following business day. A prerequisite for ordering a new credit card as an express card is the presence of a positive credit decision.	30 €

Card transactions

Effective as of 24.10.2024

Depositing euros using a bank card in Swedbank terminal in Estonia You can deposit up to 5000 € per month in ATMs with your bank card and the limit is client-specific. This means that the limit applies across all the client’s accounts and cards.
Up to 5000 € per calendar month	free of charge
Cash withdrawal with debit cards issued by Swedbank from Swedbank Group ATMs in (including in Estonia, Latvia, Lithuania, Sweden) You can withdraw up to 7500 € per month from ATMs with your bank card and the limit is client-specific. This means that the limit applies across all the client’s accounts and cards. The fee will be charged on the amount withdrawn in excess of 2000 € in a calendar month.
Up to 2000 € per calendar month	free of charge
Over 2000 € per calendar month	0.3% of the amount exceeding 2000 €
Cash withdrawal with a debit card from other bank’s terminals in Estonia and abroad You can withdraw up to 7500 € per month from ATMs with your bank card and the limit is client-specific. This means that the limit applies across all the client’s accounts and cards. The service fee according to the operator’s price list may be added for the use of another operator’s ATM.	2 € + 2.5% of the amount
Cash withdrawal with credit cards (except for the revolving Gold credit card and Platinum credit card You can withdraw up to 7500 € per month from ATMs with your bank card and the limit is client-specific. This means that the limit applies across all the client’s accounts and cards. The service fee according to the operator’s price list may be added for the use of another operator’s ATM. Upon withdrawing cash from the limit account, the bank shall begin calculating interest immediately, unless the amount of the aforementioned transactions remains within the positive balance of the limit account.	2 € + 2.5% of the amount
Cash withdrawal with revolving Gold credit card You can withdraw up to 7500 € per month from ATMs with your bank card and the limit is client-specific. This means that the limit applies across all the client’s accounts and cards. The service fee according to the operator’s price list may be added for the use of another operator’s ATM. Upon withdrawing cash from the limit account, the bank shall begin calculating interest immediately, unless the amount of the aforementioned transactions remains within the positive balance of the limit account.
Up to 500 € per calendar month	free of charge
Over 500 € per calendar month	2.5% of the amount exceeding 500 €
Cash withdrawal with Platinum credit card You can withdraw up to 7500 € per month from ATMs with your bank card and the limit is client-specific. This means that the limit applies across all the client’s accounts and cards. The service fee according to the operator’s price list may be added for the use of another operator’s ATM. Upon withdrawing cash from the limit account, the bank shall begin calculating interest immediately, unless the amount of the aforementioned transactions remains within the positive balance of the limit account.
Up to 1000 € per calendar month	free of charge
Over 1000 € per calendar month	2.5% of the amount exceeding 1000 €
Credit card statement from a branch
Previous month statement	free of charge
Earlier statements	4 € per month
Amendment of a credit card agreement
In a branch	10 € (excluding changing the user limits)
In digital channels	free of charge
Conversion fee for transactions in foreign currencies Added to the amount of every transaction made with the card if the card transaction is in a currency other than the euro.
With all cards (except Platinum credit card)	1% of transaction amount
With Platinum credit card	no currency exchange surcharge
Sending a card from one branch to another	2.50 €
Penalty for using a closed card	65 €
Demand for refund, unjustified
a transaction in Estonia	12 €
a transaction abroad In case disputing card transaction made abroad, additional costs of the card organizations may apply.	16 €
Balance inquiry and statement in Swedbank’s terminals in Estonia	free of charge
Balance inquiry in other bank’s terminals in Estonia and abroad The availability of the service in a foreign country depends on the foreign bank's ATM technical possibilities and service can be used with MasterCard cards.	0.32 € per query
Transfer from credit card limit account	according to regular bank transfers pricelist
Retrieval of bank cards from other banks from Swedbank ATMs	30 €

Apply within six easy steps

If not, follow these easy steps:

Apply for the credit card in the Internet bank.
We will inform you about the decision by phone or via SMS.
Read the conditions, accept them and sign the agreement.
After signing the agreement, you can immediately start using credit card limit.
Your card will arrive within 7-10 working days. When ordering abroad, it will arrive within 1-2 weeks.
When you receive your card, log into the Internet bank and activate it there. You can activate the card between 7 and 22 o'clock.

Income and obligations

Income

Your after-tax income must be at least 670 EUR per month.
You must be earning a steady income for at least 6 consecutive months and your probation period must be over.

Obligations

Monthly expenses for covering your credits must not exceed 40% of your monthly income.
You must be earning a steady income for at least 6 consecutive months and your probation period must be over.
You do not have outstanding credits in Swedbank or from other creditors or outstanding bills for different services.
Be ready to submit the official documents evidencing the receipt of the income if the expected source of repayment is not a salary/wages.

What does it apply for?

Many expenses related with unwanted travel changes (flight cancellations, delays, travel interruption etc.).
Stolen or damaged baggage.
Injuries while traveling (incl. skiing, swimming pool accidents etc.).
Need of legal assistance.
Trip cancellation due to illness.
And other situations.

How does it work?

Travel insurance will keep you safe from unwanted worries and, most importantly, from unexpected expenses when enjoying your holidays.
The insurance applies free of charge to the cardholder as well as to the spouse/partner, minor children, and minor grandchildren traveling with them.*
If you travel with your family just once a year, the travel insurance with Credit Card will pay off.
The insurance cover is valid from the moment when the card agreement is concluded and remains in force until the card agreement is ended. In case of supplementary card, the agreement is concluded once the card has been activated.

*The insurance will cover the adult child or grandchild if they are up to 21 years old (incl.) full-time student and are not married.

Find out injured risks and sums insured below

	Gold revolving credit card	Platinum credit card
Credit card fees
Credit card fees	The monthly fee is €5.99 (€71.88 per year), including free travel insurance	The monthly fee is €14.90 (€178.8 per year), including free travel insurance.
Insured persons
Insured persons	Entire family***	Entire family***
Insurance cover
Insurance cover	Sum insured per insured person (€)	Sum insured per insured person (€)
Medical assistance (cost)
Medical assistance (cost)	up to 1,000,000 EUR	up to 1,000,000 EUR
Insurance cover
Insurance cover	Sum insured per credit card (€)	Sum insured per credit card (€)
Personal belongings (damage, theft)
Personal belongings (damage, theft)	up to 1,000 EUR	up to 2,500 EUR
Travel route/schedule change
Travel route/schedule change	up to 2,000 EUR	up to 5,000 EUR
Flight delay (over 4 hours)
Flight delay (over 4 hours)	up to 300 EUR	up to 500 EUR
Luggage delay (4 hours)
Luggage delay (4 hours)	up to 300 EUR	up to 1,000 EUR
Liability insurance
Liability insurance	up to 10,000 EUR	up to 20,000 EUR
Legal assistance
Legal assistance	up to 1,000 EUR	up to 10,000 EUR
Bail
Bail	up to 3,000 EUR	up to 5,000 EUR
Rental car CASCO
Rental car CASCO		up to 40,000 EUR (excess 250 EUR)
Excess
Excess	50 EUR* (190 EUR for mobile phones, tablets, laptops)	No excess.
Coverage
Coverage	Insurance cover applies automatically**.
Validity
Validity	Valid until the end of credit card agreement during trips of up to three months.
Terms
Terms	Travel insurance conditions	Travel insurance conditions

*Excess applies to insured events related to property insurance, travel itinerary changes and liability and legal assistance insurance.
**The insurance cover enters into Forde since the moment when the card agreement is concluded and remains in force as long as the card agreement continues in force.
The insurance applies free of charge to the cardholder as well as to the spouse, life partner sharing the same household, and their minor children and grandchildren while they are travelling with cardholder. The insurance will cover the adult child or grandchild if they are up to 21 years of age (incl.) if they are a full-time pupil or student or have applied for full-time studies.

What does it apply to?

Bicycle was stolen.
Child broke his winter parka in kindergarten.
Glasses were broken.
Computer was damaged.
Skis were broken.
Surfing equipment was damaged.
And many more.

How does it work?

Purchase insurance applies to goods purchased with credit card at stores and online.
It compensates expenses on repair or replacement of durable goods* in case of theft, damage or destruction even if it was done unintentionally by the card holder himself.
It applies to most purchases incl. clothing, sports equipment, tech gadgets etc. for 180 days from the day you received the goods.
To claim you need to have purchase document or payment information.

*Durable goods are items with a lifespan of at least 3 years. The lifespan of a product is determined by the manufacturer.

Sums insured

Sums insured are determined for each insured item, insured event and calendar year.

1000 EUR per one item
2000 EUR per one insured event
4000 EUR per one year
400 EUR per special group of insured items *
Excess per insured event is 30 EUR

* Computers, computer parts and external devices; mobile phones; glasses, incl. sunglasses; watches; unique items, jewellery (incl. precious stones, precious metals and pearls); items made of fur.

LoungeKey™

You can now access more than 1,000 airport lounges around the world, regardless of your airline or flight class.

Complimentary amenities at select lounges mean you have the luxury of escaping the hustle and bustle of the airport terminal.
Manage your visits easily in the LoungeKey™ self-service.
The list of LoungeKey™ lounges available to you and further information about the program can be found on the LoungeKey™ website and app.

Make the most of the comforts of a LoungeKey™ airport lounge.

How to get started with LoungeKey™?

To use LoungeKey, you need to firstly create an account.

You can do it so:

make sure that internet shopping is enabled for your card;
create your personal account 48 hours after activating the new card based on your Extra package usage:
For Platinum cardholders without Extra package For Platinum cardholders with Extra package

Once you have created your account, download the LoungeKey™ app, log in with your account and enjoy the benefits like:

view the available airport lounges, see and track your visits,
access your Digital Card and hundreds of discount offers,
see what services the lounges offer.

When you have added your card to the LoungeKey™ app, a small sum will be temporally booked for up to 10 days to verify your card.

Each new Platinum card must be added to the app separately.

Using the lounges

Lounge visit fees:

For Platinum cardholders - 30 EUR per visit
For persons accompanying Platinum cardholder as a guest - 30 EUR per visit
The visiting fee will be charged directly from the card holder's credit card account when entering the lounge

Arriving at the lounge, make sure to bring your Platinum credit card and open the QR code in the LoungeKey app. Your card will be swiped or scanned to register your visit.

For Extra package holders

Only you as the card holder can enjoy 20 airport lounge visits per calendar year without any extra costs* with the Platinum Extra package. From your 21st visit, the full price will apply.
Accompanying visitors will always need to pay full price.
Apply for the Extra package in the Internet Bank on the page My cards.

Important!

Access to the airport lounges will be available 48 hours after activating your new card. If registration is not available further, please contact us.

You can find the terms and conditions on LoungeKey.com or the mobile app.

* When registering at a lounge, the standard visiting fee of 30 EUR will be reserved but will not be debited from the credit card account. The reservation will be cancelled within ten days.

Benefits of Fast Track

As a Platinum card holder, you can skip the queue and head straight to the airport security fast track offered by Mastercard® Airport Security Fast Track.

Save time: forget about long queues and time pressure*
Convenience: quick and easy security check
Comfort: enjoy a peaceful and pleasant start to your journey

The free fast-track security check service is available to cardholders until 31.12.2025.

*Shorter queuing time as compared to standard passenger queues.

How to get started with Fast Track?

To get access to booking the fast-track security check:

Make sure that internet shopping is enabled for your Platinum Credit Card
Register your personal account on the Mastercard Travel Experiences mobile app or website
Book the fast-track security check for your upcoming airport visit

In case of urgent technical issues or uncertainties, please contact Mastercard® Travel Experiences.

How to book Fast Track?

Open the downloaded Mastercard Travel Experiences app on your mobile phone or go to the website
Choose the airport, date, time and number of travellers
Receive a 100% discount on the service (for the cardholder) in the last step of booking
Find the provided QR code in your email or the app
Show the QR code at your flight terminal in the Fast Track area
Enjoy the convenience of not waiting in the queue and quick access to airport shops, restaurants or lounges

Important! To continue using free internet worldwide provided by Mastercard® Global Data Roaming by Flexiroam after January 1, you must log in again at swedbank.flexiroam.com and obtain an activation code by email which you can use in the Flexiroam app.

About Flexiroam Global Data Roaming

Mastercard® Global Data Roaming by Flexiroam provides you with easy access to mobile data roaming whenever you travel at no cost to you as Platinum credit card cardholder.

Enjoy fast and safe premium quality internet in 200+ destinations, via access to 520+ telco providers.
You can use the free roaming service in a total of 5 GB in one calendar year. You can use the 1 GB roaming service package for three consecutive days. In total, you can use the 1 GB package five times during the year.*
Free annual 5GB roaming plan, it can be used within 5 times, each time for 3 days.*
After using up the free 5 GB, you get a 15% discount on all subsequent data roaming plans if you activate them directly through Flexiroam.
Access 24/7 customer support via e-mail, phone or chat.

* The remaining amount of data and the number of uses can be seen in the app.

How does it work?

To use the service, please follow these steps:

Register and create your customer profile at swedbank.flexiroam.com. An Activation Code will be shown on the screen and also be sent to you by e-mail.
Download the Flexiroam app and register an account (or log in to an existing account).
In order to add the free Data Roaming plan in the app, please go to “Home”, “Enter a Code” and fill in the Activation Code.
Follow the next steps in the app to link the eSIM card to your account.
Activate your eSIM immediately or later, following the instructions you will receive by email.
Activate the free Data Roaming plan while travelling.

Download the app here:

Read more about the terms and conditions on mastercard.flexiroam.com.

easyJet

Receive a 15% discount when signing up to easyJet Plus

Premium offer

HERTZ

Join Hertz Gold Plus Rewards with complimentary President’s Circle® status and up to 10% off on all bookings

Premium offer

Avis

Join Avis President’s Club for an even greater level of service, discounts and benefits

Premium offer

Booking.com

Up to 10% wallet credit on each reservation

Premium offer

Heathrow Express

Book online to receive a 12% saving on Express and Business First tickets

-12%

DISCOUNT

YOOX

Receive 15% discount off purchases

-15%

DISCOUNT

Rentalcars.com

Receive 10% off all car rental bookings

-10%

DISCOUNT

Campaign

MySushi

On Mondays tempura maki – 30%

–30%

Tempura maki

Until 07.07.2025

Kalev Spa

Water Park passes at a special price

Special offer

Until 31.12.2025

Campaign

Apollo Cinema

50% off tickets on Tuesdays

–50%

Cinema tickets

Campaign

airBaltic

Special flight offer

Special offer

Until 31.08.2025

Campaign

Zalando

15% off regular-priced products

–15%

Products

Until 31.05.2025

Campaign

Tapster

40% off all products

–40%

Products

Until 31.12.2025

Youth

Lux Express

Bus tickets –30%

–30%

Bus tickets

Until 31.12.2025

Campaign

Swedbank Tallinn Marathon

Participation fees 25% off

–25%

Sports

Until 31.08.2025

Wasa Resort Spa Hotel

Accommodation 20% off the daily price

–20%

Accommodation

Until 30.12.2025

ÖÖD Hötels

Accommodation in mirror cabins –10%

–10%

Accommodation

Until 31.12.2025

Aatrium Sisustuskaubamaja

Save 12% off all regular-priced products

–12%

Products

Until 31.12.2025

Vihula Manor

Accommodation 20% off the daily price

–20%

Accommodation

Until 30.12.2025

Youth

Blender

Two smoothies for the price of one

1 = 2

Smoothies

Youth

MyFitness

Free subscription, €13 off the monthly fee, and a gift

–13 €

Sports

Until 31.01.2026

Tuul e-scooters

E-scooter -10%

–10%

Rides

Until 31.12.2025

Tallink Tennis Centre

10% off the hourly rate of tennis and badminton courts

–10%

Теnnis

Until 30.06.2025

Tom Learns about Money

All products 30% off

–30%

Products

Until 30.09.2025

Campaign

Eesti Kontsert

Haapsalu White Nights Festival tickets 15% off

–15%

Concert tickets

Until 24.06.2025

Olerex

A 3 cent discount on every litre of fuel

–3 s/l

Fuel

Jazz Car Wash

Premium combo wash service for a Swedbank client, i.e. 15% discount on the purchase of three wash services at the Jazz Car Wash.

–15%

Wash service

Iittala products

All regularly priced Iittala products –25%

–25%

Iittala products

Until 31.12.2025

Espak e-shop

All products –20% off the regular price

–20%

Products

Until 30.06.2025

Magazine Edasi

Magazine subscription -20%

–20%

Magazine

Until 31.12.2025

Autoekspert

Regular-priced products and services 10% off.

–10%

Products and services

Arensburg Boutique Hotel & Spa

Accommodation 15% off the daily price

–15%

Accommodation

Until 31.05.2025

iDeal

Apple hero products 3% off

3% off

Products

Büroomaailm

Up to 10% discount.

–10%

Certain products

Vianor

All services –10%

–10%

Services

Automaailm

A 15% discount on products.

–15%

Products

Restoran Dominic

A 10% discount on the entire menu.

–10%

Rannahotell & Restoran

A 15% discount on accommodation and à la carte menu of the restaurant.

–15%

Accommodation

Marimo Fashion

Designer clothes 25% off.

–25%

Fashion

Candle Shop

All regular priced products –35%.

–35%

Products

Circle K

A 2.5 cent discount on every litre of fuel.

–2,5 s/l

Fuel

Alexela

A 2 cent discount on every litre of fuel.

–2 s/l

Fuel

Ühinenud Ajakirjad

Magazine subscription 55% off

–55%

Magazines

Until 31.12.2025

Campaign

Super Skypark

Super-ticket 30% off the regular price

–30%

Ticket

Until 30.06.2025

A cashless society supports a more sustainable future

Using cash not only brings environmental issues but also may support the shadow economy. By moving from cash to digital payments, we can protect our planet, remove the anonymity of transactions, and even more - save time spent managing money.

Tips to get you started

Pay digitally. It helps you track your expenses, set the limits for certain expense categories, and identify where you can manage your consumption habits.
Be aware of non-recyclable receipts. Paper receipts are made from non-recyclable thermal paper. When paying by card, ask for a paperless receipt which you can receive online by e-mail.
Contactless payments are clean and hygienic. By using contactless payments, you can reduce the physical contact between different people who are exchanging banknotes or touching the ATM.

Card payments are increasing every year

The total volume of card payments in the Baltics increased by 45% during the last 6 years. Paying by card is hygienic, quick and flexible - use contactless or chip and PIN transactions.

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Source: Swedbank

Cash payments environmental impact

Measure your cash payments’ CO₂ footprint and see how many trees are needed to absorb the emissions created per year.

How many cash payments do you make per week?

Cash payments

Yearly CO₂ footprint
0
Trees required to absorb CO₂
0

If you paid by card, you could save

CO₂ emissions (kg)
0
Trees
0

Source: Lindgreen, E.R., van Schendel, M., Jonker, N. et al. (2018); Hanegraaf, R., Larçin, A., Jonker, N. et al (2020)

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