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Become our customer

We accept the following identification documents:

  • passport of the Republic of Estonia;
  • identity card of the Republic of Estonia;
  • residence permit of the Republic of Estonia;
  • alien’s passport of the Republic of Estonia;
  • diplomatic passport or identity card of the Republic of Estonia;
  • a passport of a foreign country;
  • identity card of a citizen of an EU Member State;
  • a seafarer's discharge book;
  • certificate of record of service on Estonian ships.

If you do not live in Estonia, very important pre-condition for opening an account is the connection with Estonia (in case you don’t have Estonian Identity card or passport). Reason and purpose of opening the account has to be clear and sufficiently explained.

Connection to Estonia is:

  • studying or working in Estonia;
  • owning real estate in Estonia;
  • close relatives in Estonia (spouse, partner, children, parents).

We kindly ask you to take the original document with you when you come to apply for the account (e.g. employment contract, school certificate, marriage certificate).

We accept the following identification documents:

  • passport of the Republic of Estonia;
  • identity card of the Republic of Estonia;
  • residence permit of the Republic of Estonia;
  • alien’s passport of the Republic of Estonia;
  • diplomatic passport or identity card of the Republic of Estonia;
  • a passport of a foreign country;
  • identity card of a citizen of an EU Member State;
  • a seafarer's discharge book;
  • certificate of record of service on Estonian ships.

Identity card of the Republic of Estonia

Identity card of the Republic of Estonia

Residence permit of the Republic of Estonia

Residence permit of the Republic of Estonia

Open account via video
Open account via video Not permitted, book a consultation Not permitted, book a consultation

Let's make money matters easy!

Choose the Payments Essential Plan for €1 per month and you’ll get free payments in our Internet Bank and app and one debit card without a monthly fee.*

  • Want to log in? Use your fingerprint or face.
  • Want to pay more easily? Use a phone, a watch, or even a keychain.
  • Want to know where you've spent your money? Check My Budget.
  • Want to save money? Use our Easy Saver.

*Special age-based pricing. Read more

Account is free The first card is free Free Payments Plan

For you

To open an account or gain access to the internet bank, you must be at least 18 years old and follow the steps below.

You will need:

  • valid passport or Identity card of the Republic of Estonia. NB! Only a Residence permit is not enough;
  • Smart-ID, Mobile-ID, ID card with a reader;
  • computer, tablet or mobile phone with a camera and microphone;
  • web browser Google Chrome.

How does it work?

  • Fill in the questionnaire.
  • Have a video call with our employee (E–R 9:00-16:45).
  • Follow the instructions.

For your child

An overview of the banking services concerning children can be found on the Parents Page.

You can open an account for a child in internet:

  • as soon as child is born;
  • if you are a Swedbank customer.

You will need:

  • personal identification document (a passport or an ID card) if your child is older than 7 years old;
  • Smart-ID, Mobile-ID, ID card with a reader.

How does it work?

  • Fill in the application.
  • Sign the necessary documents in the Internet bank.
  • We will open the account as soon as possible after that.
  • You will receive an e-mail after your child's account is opened.

For you

Open an account in a branch, if you are:

How does it work?

  • Book a consultation.
  • Come to the branch and have your documents with you.
  • If you do not have a residence permit issued for an indefinite period or for at least 12 months in Estonia, another EU state, Norway, Iceland, Liechtenstein, Great Britain or Switzerland, you need to pay a fee of 200€ in cash for handling documents submitted to open an account. Book an appointment in one of our branches which handles cash.

    NB! The fee will not be returned in case the bank decides not to open an account.

For your child

  • You can open an account for your child as soon as they are born.
  • Bank cards are issued to children who are at least 6 years old.
  • The Internet Bank and Mobile Bank agreements can be entered into for children who are at least 6 years old.
  • If your child is older than 7, you need a personal identification document (a passport or an ID card).
  • Until the age of 18, the parent can see operations in the child’s account.
  • If your child does not have a residence permit issued for an indefinite period or for at least 12 months in Estonia, another EU state, Norway, Iceland, Liechtenstein, Great Britain or Switzerland, you need to pay a fee of 200€ in cash for handling documents submitted to open an account for your child. Book an appointment in one of our branches which handles cash.
  • For the full price list, click here.
  • All the terms and conditions are available here.
  • Fees of main services are available here.

Securities account

With the securities account, you have the opportunity to buy and sell securities. You can invest in both Estonian and global securities markets.

Open securities account

Business account

If you are planning to start your own business, open a business account at Swedbank to harness our wide product range and cutting edge digital solutions for business development. You can open business account conveniently in Internet Bank.

Open new business account

Change your home bank

You can transfer your current account and related payments from your current bank to Swedbank. The change of accounts is free of charge. To change your bank, please visit any Swedbank branch and take your identification document with you. We will arrange all the necessary operations for the transfer with your existing bank.

More information on the transfer of settlement services is available on the web page of the Estonian Banking Association at www.pangaliit.ee. You can address the banks offering the transfer service with any questions you might have.

For youth

You are eligible to youth discounts until you turn 26. With Essential Plan, your bank card and payments are free of charge.

Read more

For Gold customers

We value your time. As a Gold Customer, we provide you with priority treatment and you are advised by our best experts. You will also receive special offers for our products and services.

Read more

For seniors

We highly value your life experience. We do our best to make every client feel comfortable with us and to be able to manage their daily finances safely, easily, and conveniently. You can always get advice and support from us when using digital services. We provide our clients from the age of 65 with a number of discounts and special offers.

Read more

Private Banking

Our wealthier clients are advised by our long-experienced experts, who provide assistance with daily financial matters, investments, and funding issues, as well as the topics of succession.

Read more

Account for child

Child’s money is kept safety on the card

Find out more

Mobile app

Created to be your favorite

Find out more

Bussiness account

We are here to help your business succeed

Find out more
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Internet Exploreriga ei saa internetipanka avada.

Palun kasuta Google Chrome’i, Mozilla Firefoxi või Microsoft Edge’i.

Alates 23. märtsist ei ole võimalik Internet Exploreri veebibrauseri kaudu Swedbanki internetipanka avada.

Internet Exploreri kaudu ei saa teha ega kinnitada Swedbanki makseid ka teistel veebilehtedel.

Soovitame kasutada Internet Exploreri asemel Google Chrome’i, Mozilla Firefoxi või Microsoft Edge’i uusimat versiooni. Nende seadistamise juhendid leiad siit.

С 23.03.2021 Интернет-банк Swedbank недоступен в браузере Internet Explorer.

С помощью Internet Explorer невозможно авторизоваться или осуществлять платежи через Swedbank на сторонних веб-страницах.

Вместо браузера Internet Explorer мы рекомендуем использовать браузеры Google Chrome, Mozilla Firefox или Microsoft Edge. Инструкции по установке упомянутых браузеров можно найти здесь.

From 23.03.2021 Swedbank Internet Bank and Banklink is no longer available using Internet Explorer browser.

It is not possible to authorize or make payments from Swedbank on other web pages using Internet Explorer.

Instead, we suggest using Google Chrome, Mozilla Firefox or the newest version of Microsoft Edge. To find out how to install the suggested browsers, please click here.

Klienditugi - Инфо и помощь - Customer service: +372 6 310 310

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