Navigate to main page content
Become a customer

Deposits

Compensation of deposits

Deposits of up to 100 000 euros are guaranteed to the extent of 100% per depositor in any one credit institution. Deposits are compensated with the interest earned by the day the deposit is stopped, but no more than the established limit. This means that an amount deposited in any bank registered in Estonia, incl. Swedbank, is fully guaranteed by the state to the extent of said amount.

Further information about the procedure, payment and deadlines of compensation can be found on the homepage of the Guarantee Fund.

Safe and flexible method of investment

  • Want to have your funds at hand at any time or prefer long-term savings? We have savings solutions for you.
  • Your deposit is guaranteed by the state up to €100,000. What does it mean to you?
  • With a term deposit you earn up to 3.3% annual interest on your deposit amount.
  • With a term deposit you earn up to 3% annual interest on your deposit amount.
  • New! Now the amount of minimum overnight deposit is 30,000 euros.

The calculation is approximate and may differ from the conditions offered to you.

Term deposit is a convenient and safe way to keep your extra money while receiving a fixed return.

  • Easy to set up and always available to overview in your Internet Bank.
  • Interest pay-out at the end of deposit term or every month, whichever you prefer.
  • Term deposit can be concluded with a fixed amount.
  • You can conclude several deposits with different amounts and periods.
  • Your deposit can be automatically extended with the interest rate valid at the time of extension.
  • You can terminate deposit agreement earlier free of charge, however, in this case you will not receive the accrued interest.

documentConditions of term deposit

documentConditions of term deposit (valid as of Nov 1, 2023)

Minimum deposit amount 190 EUR
Period Annual interest rate
< 1 month 0.1
1 month 2.50 2.25
3 months 3.30 3.00
6 months 3.20 3.00
9 months 3.20 3.00
12 months 3.00 2.75
18 months 2.50 2.25
24 months 2.25 2.00
Minimum deposit amount 250 USD
Period Annual interest rate
1 month 1
3 month 1.5
6 months 1.75
9 months 2
12 months 3
18 months 3
24 months 3
Minimum deposit amount 180 GBP
Period Annual interest rate
1 month 0.5
3 month 0.7
6 months 0.9
9 months 1.1
12 months 1.3
18 months 1.3
24 months 1.3
Minimum deposit amount 2100 SEK
Period Annual interest rate
1 month 0.3
3 month 0.4
6 months 0.6
9 months 0.8
12 months 1
18 months 1
24 months 1
Minimum deposit amount 1700 NOK
Period Annual interest rate
1 month 0.3
3 month 0.4
6 months 0.6
9 months 0.8
12 months 1
18 months 1
24 months 1
Minimum deposit amount 310 CAD
Period Annual interest rate
1 month 0.5
3 month 0.7
6 months 0.9
9 months 1.1
12 months 1.3
18 months 1.3
24 months 1.3

Effective from 06.12.2024.

Effective from 18.12.2024.

Interest rate is presented on a basis of accounting year (360 days). Interest is calculated for the actual deposit days.

Not interested in locking your money up for a limited time? We have a solution for you – overnight deposit.

  • An overnight deposit earns interest from the first cent for all balance, if the amount on the linked current account is at least € 30 000.
  • Your money’s always within reach and free to use.
  • Balance is transferred to overnight deposit every day between 10 pm and 7 am for a short period of time.
  • Interest transferred to your current account on the next morning.
  • Interest may change every day.
  • Easy to set up and always available to overview in your Internet Bank.
  • There are no additional charges for opening and cancelling an agreement.

documentConditions of Overnight Deposit Agreement

Deposit amount EUR Annual interest rate
from 30 000 0.278
from 60 000 0.678
from 300 000 0.778
from 1 000 000 0.978
from 2 000 000 1.178

Changed 26.12.2024 18:00:25

Interest rate is presented on a basis of accounting year (360 days). Interest is calculated for the actual deposit days.
Deposit amount USD Annual interest rate
from 100 000 0.110
from 1 000 000 0.610
from 2 500 000 0.610
from 5 000 000 0.910

Changed 26.12.2024 18:00:25

Interest rate is presented on a basis of accounting year (360 days). Interest is calculated for the actual deposit days.
Good choice for starting investors – start with as little as 1 euro. Have a single view of all the group´s funds.
Swedbank logo

Internet Exploreriga ei saa internetipanka avada.

Palun kasuta Google Chrome’i, Mozilla Firefoxi või Microsoft Edge’i.

Google ChromeMozilla FirefoxMicrosoft Edge

Alates 23. märtsist ei ole võimalik Internet Exploreri veebibrauseri kaudu Swedbanki internetipanka avada.

Internet Exploreri kaudu ei saa teha ega kinnitada Swedbanki makseid ka teistel veebilehtedel.

Soovitame kasutada Internet Exploreri asemel Google Chrome’i, Mozilla Firefoxi või Microsoft Edge’i uusimat versiooni. Nende seadistamise juhendid leiad siit.

С 23.03.2021 Интернет-банк Swedbank недоступен в браузере Internet Explorer.

С помощью Internet Explorer невозможно авторизоваться или осуществлять платежи через Swedbank на сторонних веб-страницах.

Вместо браузера Internet Explorer мы рекомендуем использовать браузеры Google Chrome, Mozilla Firefox или Microsoft Edge. Инструкции по установке упомянутых браузеров можно найти здесь.

From 23.03.2021 Swedbank Internet Bank and Banklink is no longer available using Internet Explorer browser.

It is not possible to authorize or make payments from Swedbank on other web pages using Internet Explorer.

Instead, we suggest using Google Chrome, Mozilla Firefox or the newest version of Microsoft Edge. To find out how to install the suggested browsers, please click here.

Klienditugi - Инфо и помощь - Customer service: +372 6 310 310

Swedbank
  • Teie operatsioonsüsteem ja veebilehitseja ei ole kaasaegne ega toetatud Swedbank internetipanga poolt. Palun uuendage oma operatsioonsüsteem ja veebilehitseja või pöörduge vastava IT tehnilise spetsialisti poole.
  • The operating system of your device & your browser are too outdated to be supported by Swedbank Internet Bank. Please, update the operating system & browser or turn to IT specialist for technical help.
  • Ваш браузер или операционная система недостаточно современны для использования в интернет банке Swedbank. Пожалуйста обновите операционную систему и браузер или обратитесь за технической помощью к ИТ специалисту.

You have been logged out from Internet bank

For extra security close the browser window. If you wish to continue using Internet bank, please log in again.

Contacts

6 132 222

SWEDBANK AS
Liivalaia 8, 15040 Tallinn
SWIFT code/BIC: HABAEE2X
Reg. number: 10060701

Useful links

Legal information

This is a website of companies offering financial services – Swedbank AS, Swedbank Liising AS, Swedbank P&C Insurance AS, Swedbank Life Insurance SE, and Swedbank Investeerimisfondid AS. Before entering into any agreement read the terms and conditions of the respective service. Consult a specialist, where necessary. Swedbank AS does not provide a credit advisory service for the purposes of the Creditors and Credit Intermediaries Act. The borrower makes the decision of taking out a loan, who assesses the suitability of the loan product and contractual terms to his/her personal loan interest, need and financial situation on the basis of the information and warnings presented by the bank and is responsible for the consequences related to concluding the agreement.